Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

89 Church Street 802, Toronto, ON M9N 1N4

1 bed · 1 bath · 1 kitchen · 4 rooms · 500-599 sq ft · No locker · Laundry in unit · Condo Apartment
$635,000

Utilities includedHeat

Also includedCommon Elements · Building Insurance

Maintenance fee
$471 / month
Included in the fee
Common Elements, Building Insurance, Heat

Welcome to The Saint Condos at 89 Church Street in the heart of downtown Toronto. This bright 1 bedroom, 1 bathroom home offers a smart layout with modern style. The open living space is filled with natural light from large windows and features sleek finishes throughout. The kitchen includes built-in appliances, modern cabinets, and a clean design that makes cooking easy and fun. The bedroom is cozy and well sized with great storage, and the bathroom is fresh and stylish.Enjoy city living just steps from transit, shops, dining, parks, and the Financial District. Walk to St. Lawrence Market, Eaton Centre, and many top restaurants. Perfect for first-time buyers, professionals, or investors looking for a great downtown home.

MLS number
C12956402
Type
Condo Apartment
Status
Active
Bedrooms
1
Bathrooms
1
Postal code
M9N 1N4
Photos
19
Locker
No
Laundry
In the unit — In-Suite Laundry
Included in the fee
Common Elements, Building Insurance, Heat
164days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Pick a school to see the boundary it is inside. Boards redraw these — confirm with the board.

Matched to the building rather than the unit — every unit in a tower shares one coordinate.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

School boundaries this address is inside

Market Lane Junior and Senior Public School7.4 / 10
Elementary · Regular Track
TDSB boundary
Jarvis Collegiate Institute5.7 / 10
Secondary · Regular Track
TDSB boundary
Where these boundaries come from, and what they are worth

A school boundary is the area a board draws around a school. An address inside several of them is normal — boards publish a separate boundary per program, so regular track, French immersion and specialist programs each have their own.

Toronto. Read from the TDSB’s own School Search Map, one school at a time. The board states that the lines on that map are approximate and that the schools serving an individual address must be confirmed against its own address lookup — so the outline here shows you roughly where a boundary runs, and the board answers whether a particular house is in it. The map covers home schools only: French Immersion, gifted and the other optional programs have their own boundaries and their own admission rules, and are not shown.

Homula cannot tell you which school a child will attend. Boards move boundaries, hold students at capacity, cap programs and grant exceptions, and none of that is in any published file. The board is the only authority: TDSB Find Your School.

Sources: TDSB School Search Map — the board states these lines are approximate and that individual addresses must be confirmed against its own lookup.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Keystone SchoolElementary and secondary183 mNot reported
Agile Preparatory AcademySecondary244 mNot reported
St Michael's Choir (Jr) School
Toronto CDSB
Elementary422 m9.8 / 10
98% met the standard
St Michael's Choir (Sr) School
Toronto CDSB
Secondary423 m9.8 / 10
98% met the standard · 2 of 6 measures
École élémentaire Gabrielle-Roy
CS Viamonde
Elementary551 m8.5 / 10
85% met the standard
Downtown Alternative School
Toronto DSB
Elementary610 mNot reported
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Condo Apartments in Church-Yonge Corridor1,024 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$558k$597k$637k20252026this home’s asking price
$588klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d17d35d20252026
32dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among condo apartments in church-yonge corridor. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 604 people.

$83,000Median household income
46.7%Own their home
0%Detached houses
40.4Median age
33.9%Born outside Canada
50%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35200821 — the few blocks around this address, home to 604 people. It describes the area, not this property.

604Population
41.5Average age
1.6Household size
$112,000Average household income
$83,000Median household income
47%Own their home
53%Rent
65%Condominiums
34%Born outside Canada
50%University degree
$645,000Average home value
16%Low income
30%Not in the labour force
50%Never married
Under $5,0001%
$15,000 to $19,9992%
$20,000 to $24,9995%
$25,000 to $29,9994%
$30,000 to $34,9992%
$35,000 to $39,9993%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9996%
$80,000 to $89,9995%
$90,000 to $99,9996%
$100,000 and over26%
$100,000 to $124,9997%
$125,000 to $149,9995%
$150,000 to $199,9996%
$200,000 and over7%

Percentages are of the 490 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$127,000 · minimum here is $38,500
$2,811.64per month
Borrowed before insurance$508,000
Total borrowed$508,000
Interest over 25 years at 4.5%$335,493

If you rented it out

-$3,282.64per month out of pocket
Rent$0.00
Everything it costs to hold$3,282.64
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

What’s being built nearby

Planning applications within 500 m — 8 still in progress.

125 GEORGE ST321 m
Under Review · applied May 26, 2026

Draft Plan of Condominium for 39-storey mixed-use development with four levels of underground parking, and containing 516 residential dwelling units.

City planning file →
209 JARVIS ST213 m
Under Review · applied March 31, 2026

This application proposes to amend the Official Plan and Zoning By-law to permit a 32-storey mixed-use building, containing 315 dwelling units (including 38 replacement rental units), approximately 377 sq. m.…

City planning file →
20 DALHOUSIE ST66 m
Council Approved · applied March 13, 2026

Proposed 61-storey mixed-use building (201.5 metres including mechanical penthouse) containing 280 square metres of non-residential space on the ground floor and 469 dwelling units above.…

City planning file →
249 VICTORIA ST386 m
Council Approved · applied March 11, 2026

The purpose of this OPA is to permit a 0 metre north tower setback on 237 Victoria Street and a 30 metre height limit on 249 and 251-253 Victorira Street.…

City planning file →
61 ADELAIDE ST E358 m
Under Review · applied November 28, 2025

Combined Official Plan & Zoning By-law Amendment for a new 63-storey mixed-use building, containing approximately 370 dwelling units.

City planning file →
115 JARVIS ST235 m
Council Approved · applied November 17, 2025

Zoning By-law Amendment to permit a proposed 50-storey (164.5 metre) tall mixed-use building containing 596 residential units, 105 square metres of retail space at grade and 4 levels of underground parking for 142 vehicles.…

City planning file →
33 DUNDAS ST E408 m
Under Review · applied October 1, 2025

Draft Plan of Condominium Standard (Technical Stream) for two units

City planning file →
243 YONGE ST419 m
Under Review · applied January 8, 2025

Site Plan Approval for a 67-storey mixed use building with 787 square metres of non-residential uses at grade. A total of 774 residential units are proposed.

City planning file →
What these are

These are applications made to the City — a proposal to build something, not a decision that it will be built. Many are refused, withdrawn, reduced, or approved and then left for years. The status shown is the one the City last recorded, and each entry links to the City’s own file, which is the authoritative record.

Whether a nearby development is welcome depends on what you want from a street, so this panel reports what has been applied for and leaves the judgement to you.

Contains information licensed under the Open Government Licence – Toronto. Toronto only for now; other municipalities publish this differently or not at all.

Listed by THE AA REALTY GROUP INC.. Listing data provided by the Toronto Regional Real Estate Board.