Homula Realty Brokerage
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5 St. Joseph Street 2605, Toronto, ON M4Y 1J6

1+1 beds · 2 baths · 1 kitchen · 5 rooms · 600-699 sq ft · No locker · Laundry in unit · Condo Apartment
$599,000

Utilities includedHeat · Water

Also includedBuilding Insurance

Maintenance fee
$575 / month
Property tax
$3,597 / year
Included in the fee
Heat, Water, Building Insurance

Welcome to Five Condos, where luxury, convenience, and location come together in the heart of downtown Toronto. This bright and spacious corner suite offers 1 bedroom plus a separate den, featuring a highly functional layout, 9-foot ceilings, and floor-to-ceiling windows that flood the space with natural light.Enjoy southwest views from the large private balcony, a modern kitchen complete with an island and dining area, a full bathroom plus a convenient powder room, and a versatile den with enclosed sliding doors-perfect for a home office or guest space.Ideally situated just steps from Wellesley Subway Station and within walking distance to Yorkville, the Mink Mile, College Park, Dundas Square, and some of the city's best shopping, dining, and entertainment. Minutes from the University of Toronto, Toronto Metropolitan University, and major hospitals, this is an exceptional opportunity to experience the best of downtown living.

MLS number
C13412942
Type
Condo Apartment
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
M4Y 1J6
Photos
25
Locker
No
Laundry
Ensuite
Included in the fee
Heat, Water, Building Insurance
97days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Pick a school to see the boundary it is inside. Boards redraw these — confirm with the board.

Matched to the building rather than the unit — every unit in a tower shares one coordinate.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

School boundaries this address is inside

Jesse Ketchum Junior and Senior Public School8.7 / 10
Elementary · Regular Track
TDSB boundary
Jarvis Collegiate Institute5.7 / 10
Secondary · Regular Track
TDSB boundary
Where these boundaries come from, and what they are worth

A school boundary is the area a board draws around a school. An address inside several of them is normal — boards publish a separate boundary per program, so regular track, French immersion and specialist programs each have their own.

Toronto. Read from the TDSB’s own School Search Map, one school at a time. The board states that the lines on that map are approximate and that the schools serving an individual address must be confirmed against its own address lookup — so the outline here shows you roughly where a boundary runs, and the board answers whether a particular house is in it. The map covers home schools only: French Immersion, gifted and the other optional programs have their own boundaries and their own admission rules, and are not shown.

Homula cannot tell you which school a child will attend. Boards move boundaries, hold students at capacity, cap programs and grant exceptions, and none of that is in any published file. The board is the only authority: TDSB Find Your School.

Sources: TDSB School Search Map — the board states these lines are approximate and that individual addresses must be confirmed against its own lookup.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
YMCA AcademyElementary and secondary282 mNot reported
St Joseph's College School
Toronto CDSB
Secondary298 m7.7 / 10
77% met the standard · 2 of 6 measures
Ontario International High SchoolElementary and secondary462 mNot reported
Abelard Centre for Education, TheElementary and secondary384 mNot reported
ILAC INTERNATIONAL HIGH SCHOOLSecondary631 mNot reported
Vega AcademySecondary569 mNot reported
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Condo Apartments in Bay Street Corridor820 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$567k$627k$687k20252026this home’s asking price
$569klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d18d36d20252026
22dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among condo apartments in bay street corridor. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 2,102 people.

$48,400Median household income
35.2%Own their home
0%Detached houses
27.8Median age
43.7%Born outside Canada
67.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35204594 — the few blocks around this address, home to 2,102 people. It describes the area, not this property.

2,102Population
32.1Average age
1.5Household size
$73,200Average household income
$48,400Median household income
35%Own their home
65%Rent
100%Condominiums
44%Born outside Canada
67%University degree
$760,000Average home value
34%Low income
46%Not in the labour force
60%Never married
Under $5,00011%
$5,000 to $9,9994%
$10,000 to $14,9994%
$15,000 to $19,9993%
$20,000 to $24,9994%
$25,000 to $29,9994%
$30,000 to $34,9993%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9993%
$60,000 to $69,9994%
$70,000 to $79,9995%
$80,000 to $89,9994%
$90,000 to $99,9993%
$100,000 and over20%
$100,000 to $124,9997%
$125,000 to $149,9994%
$150,000 to $199,9995%
$200,000 and over5%

Percentages are of the 1,690 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$119,800 · minimum here is $34,900
$2,652.24per month
Borrowed before insurance$479,200
Total borrowed$479,200
Interest over 25 years at 4.5%$316,473

If you rented it out

-$3,526.99per month out of pocket
Rent$0.00
Everything it costs to hold$3,526.99
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

What’s being built nearby

Planning applications within 500 m — 8 still in progress.

834 YONGE ST433 m
Under Review · applied July 22, 2026
90 BLOOR ST E348 m
Under Review · applied April 22, 2026

Zoning By-law Amendment to permit a self-storage warehouse use on floors 2-5 (formely The Bay retail space). The existing ground floor retail unit will be maintained. Access for loading and parking will be from Asquith Avenue.…

City planning file →
90 ISABELLA ST385 m
Council Approved · applied April 10, 2026

This application proposes to amend the Zoning By-law to permit a residential building with a height of 228.5 metres (69 storeys, inclusive of the mechanical penthouse), reflecting changes to the built from the original application (File No. 22-153992).

City planning file →
55 ISABELLA ST188 m
Under Review · applied March 17, 2026

The application proposes to amend the Zoning By-law to permit a 75-storey mixed-use building (250.5 metres including mechanical penthouse) containing 92 square metres of ground floor retail space, 1,064 square metres of office space, and 843 dwelling units, in…

City planning file →
66 WELLESLEY ST E381 m
Council Approved · applied February 20, 2026

Combined Official Plan & Zoning By-law amendment for a 36-storey purpose built rental mixed-use tower atop a 5-storey podium with 409 residential rental units and retail at grade.

City planning file →
1075 BAY ST220 m
Council Approved · applied August 20, 2025

Official Plan & Zoning By-law Amendment to not replace the required office space and instead permit a minimum 1,815 m2 of non-residential space and/or affordable rental housing in a proposed 62-storey predominantly residential development.…

City planning file →
48 ISABELLA ST172 m
Under Review · applied June 23, 2025

Combined Official Plan & Zoning By-law Amendment for a 69-storey residential apartment building and will contain a total of 814 dwelling units, including 84 rental replacement units.

City planning file →
555 YONGE ST351 m
Under Review · applied June 12, 2025

Site Plan Approval for a 68 storey mixed-use building. There will be 679 dwelling unit and 45,139 square meters of GFA, including 455 square meters of retail at grade.

City planning file →
What these are

These are applications made to the City — a proposal to build something, not a decision that it will be built. Many are refused, withdrawn, reduced, or approved and then left for years. The status shown is the one the City last recorded, and each entry links to the City’s own file, which is the authoritative record.

Whether a nearby development is welcome depends on what you want from a street, so this panel reports what has been applied for and leaves the judgement to you.

Contains information licensed under the Open Government Licence – Toronto. Toronto only for now; other municipalities publish this differently or not at all.

Listed by KELLER WILLIAMS EDGE REALTY. Listing data provided by the Toronto Regional Real Estate Board.