889 Bay Street 409, Toronto, ON M5S 3K5
Utilities includedHeat · Hydro · Water · Central Air Conditioning
Also includedBuilding Insurance · Parking · Common Elements
- Maintenance fee
- $761 / month
- Property tax
- $3,023 / year
- Included in the fee
- Heat, Hydro, Water, CAC, Building Insurance, Parking, Common Elements
Bright, west-facing 1-bedroom condo with parking and locker in an unbeatable downtown location. Large windows fill the unit with natural light, while the spacious balcony is perfect for enjoying the afternoon and evening sun. The kitchen is finished with a higher-end stainless steel KitchenAid appliance package and breakfast bar. In the bedroom you'll find a large walk-through closet leading to the semi-ensuite bathroom. A generously sized laundry closet offers loads of additional storage (almost like a second locker). Upgraded blinds are found in both the living room and bedroom. Parking and locker are included. For your convenience the building features a professional 24-hour concierge service, gym, party room, visitor parking and modern FOB activated elevators. Maintenance fees are inclusive of all utilities! Walk to Wellesley and College subway stations, U of T, TMU, hospitals, shops, restaurants and everything else downtown has to offer. Some furniture can be included in the sale.
- MLS number
- C13745586
- Type
- Condo Apartment
- Status
- Active
- Bedrooms
- 1
- Bathrooms
- 1
- Postal code
- M5S 3K5
- Photos
- 25
- Locker
- Yes — Ensuite and Owned (locker 95, level B)
- Laundry
- Ensuite, Laundry Closet
- Included in the fee
- Heat, Hydro, Water, CAC, Building Insurance, Parking, Common Elements
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
7 rooms as the listing brokerage filed them, 6 of them with measurements.
Flat
| Room | Size | Features |
|---|---|---|
| Dining Room | 5.54 × 3.21 m | Combined w/Living · Open Concept · Laminate |
| Living Room | 5.54 × 3.21 m | Combined w/Dining · W/O To Balcony · Laminate |
| Primary Bedroom | 5.81 × 2.91 m | 4 Pc Ensuite · Walk Through · W/O To Balcony |
| Kitchen | 2.45 × 2.05 m | Breakfast Bar · Stainless Steel Appl · Stone Counters |
| Laundry | 2.05 × 1.29 m | Large Closet · Combined w/Laundry |
| Foyer | 3.67 × 1.57 m | Laminate |
Other
| Room | Size | Features |
|---|---|---|
| — | not measured | — |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Condo Apartment
- Style
- Apartment
- Class
- Residential Condo & Other
- Exposure
- West
- Community
- Bay Street Corridor
- Municipality
- Toronto C01
- Cross street
- Bay St & Grosvenor St
Inside
- Bedrooms
- 1
- Bedrooms above grade
- 1
- Bathrooms
- 1
- Washrooms
- 1
- Kitchens
- 1
- Rooms above grade
- 4
- Basement
- None
- Size
- 600-699
Building
- Construction
- Brick
- Balcony
- Open
Parking
- Garage
- Underground
- Covered spaces
- 1
- Driveway spaces
- 0
- Total parking
- 1
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Gas
- Cooling
- Central Air
Condominium
- Fee
- $761 / month
- Fee includes
- Heat Included, Hydro Included, Water Included, CAC Included, Building Insurance Included, Parking Included, Common Elements Included
- Amenities
- Exercise Room, Gym, Party Room/Meeting Room, Concierge, Visitor Parking
- Pets
- Yes-with Restrictions
Features
- Property
- Public Transit, School, Hospital, Library
- Interior
- None
Listing
- MLS number
- C13745586
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-09-04
- Expires
- 2026-12-31
- Possession
- 2026-09-04
- Taxes
- $3,023 (2026)
- Board
- Toronto Regional Real Estate Board
Listing history
No previous listings found for this address.
Where this property is
Pick a school to see the boundary it is inside. Boards redraw these — confirm with the board.
Matched to the building rather than the unit — every unit in a tower shares one coordinate.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
School boundaries this address is inside
Where these boundaries come from, and what they are worth
A school boundary is the area a board draws around a school. An address inside several of them is normal — boards publish a separate boundary per program, so regular track, French immersion and specialist programs each have their own.
Toronto. Read from the TDSB’s own School Search Map, one school at a time. The board states that the lines on that map are approximate and that the schools serving an individual address must be confirmed against its own address lookup — so the outline here shows you roughly where a boundary runs, and the board answers whether a particular house is in it. The map covers home schools only: French Immersion, gifted and the other optional programs have their own boundaries and their own admission rules, and are not shown.
Homula cannot tell you which school a child will attend. Boards move boundaries, hold students at capacity, cap programs and grant exceptions, and none of that is in any published file. The board is the only authority: TDSB Find Your School.
Sources: TDSB School Search Map — the board states these lines are approximate and that individual addresses must be confirmed against its own lookup.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| YMCA Academy | Elementary and secondary | 109 m | Not reported |
| St Joseph's College School Toronto CDSB | Secondary | 224 m | / 10 77% met the standard · 2 of 6 measures |
| Abelard Centre for Education, The | Elementary and secondary | 620 m | Not reported |
| Native Learning Centre Toronto DSB | Secondary | 555 m | Not reported |
| Ontario International High School | Elementary and secondary | 771 m | Not reported |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
The market around this home
Condo Apartments in Bay Street Corridor — 820 sales over the last five years.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among condo apartments in bay street corridor. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 1,817 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35204592 — the few blocks around this address, home to 1,817 people. It describes the area, not this property.
Percentages are of the 1,380 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.
What’s being built nearby
Planning applications within 500 m — 8 still in progress.
Zoning By-law Amendment to amend the Section 37 Agreement of By-law 1096-2021 to reduce the size of the child-care centre previously approved, while increasing capacity to 62 children (from 49).
City planning file →The application proposes to amend the Zoning By-law to permit a 75-storey mixed-use building (250.5 metres including mechanical penthouse) containing 92 square metres of ground floor retail space, 1,064 square metres of office space, and 843 dwelling units, in…
City planning file →Combined Official Plan & Zoning By-law amendment for a 36-storey purpose built rental mixed-use tower atop a 5-storey podium with 409 residential rental units and retail at grade.
City planning file →Official Plan & Zoning By-law Amendment to not replace the required office space and instead permit a minimum 1,815 m2 of non-residential space and/or affordable rental housing in a proposed 62-storey predominantly residential development.…
City planning file →Official Plan Amendment and Zoning By-law Amendment application for three towers of 65, 75 and 96 storeys proposed above the existing designated heritage College Park building, which will form the base of the towers.…
City planning file →Combined Official Plan & Zoning By-law Amendment for a 69-storey residential apartment building and will contain a total of 814 dwelling units, including 84 rental replacement units.
City planning file →Site Plan application for an 80-storey tower containing 69,448 square metres of residential GFA and 10,037 square metres of non-residential GFA (Non-res GFA includes 2 levels of retail and 5 levels of office space).…
City planning file →Site Plan Approval for a 68 storey mixed-use building. There will be 679 dwelling unit and 45,139 square meters of GFA, including 455 square meters of retail at grade.
City planning file →What these are
These are applications made to the City — a proposal to build something, not a decision that it will be built. Many are refused, withdrawn, reduced, or approved and then left for years. The status shown is the one the City last recorded, and each entry links to the City’s own file, which is the authoritative record.
Whether a nearby development is welcome depends on what you want from a street, so this panel reports what has been applied for and leaves the judgement to you.
Contains information licensed under the Open Government Licence – Toronto. Toronto only for now; other municipalities publish this differently or not at all.