Homula Realty Brokerage
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77 St Germain Avenue, Toronto, ON M5M 1V9

3 beds · 2 baths · 1 kitchen · 6+1 rooms · 1 parking space · 1100-1500 sq ft · Detached
$1,585,000
Property tax
$9,054 / year

Located on a beautiful tree-lined street in the heart of Yonge and Lawrence, this charming and well-maintained home sits on one of the most desirable blocks of St. Germain Avenue in a prestigious, family-friendly neighborhood. Full of warmth and character, it features 3 bedrooms and 2 full bathrooms, French doors, finished basement with rec room, laundry, plenty of storage, offering comfortable family living today while also presenting an outstanding opportunity for the future. The kitchen is equipped with granite countertops and built-in appliances, and the private, south-facing backyard is a true oasis, perfect for relaxing or entertaining. Move in ready. With exceptional potential to rent, renovate, expand, or build your dream home on a coveted lot surrounded by luxury custom residences, this premium property appeals to builders, investors, and end users alike. Ideally located just minutes from Yonge Street, public transit, top-rated schools, parks, shopping, dining, and the renowned Rosedale Golf Club, this is a rare opportunity to secure a prime property in one of Toronto's most sought-after neighborhoods.

MLS number
C13770520
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
M5M 1V9
Photos
26
1days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Pick a school to see the boundary it is inside. Boards redraw these — confirm with the board.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

School boundaries this address is inside

Bedford Park Public School8.8 / 10
Elementary · Regular Track
TDSB boundary
Lawrence Park Collegiate Institute9.2 / 10
Secondary · Regular Track
TDSB boundary
Where these boundaries come from, and what they are worth

A school boundary is the area a board draws around a school. An address inside several of them is normal — boards publish a separate boundary per program, so regular track, French immersion and specialist programs each have their own.

Toronto. Read from the TDSB’s own School Search Map, one school at a time. The board states that the lines on that map are approximate and that the schools serving an individual address must be confirmed against its own address lookup — so the outline here shows you roughly where a boundary runs, and the board answers whether a particular house is in it. The map covers home schools only: French Immersion, gifted and the other optional programs have their own boundaries and their own admission rules, and are not shown.

Homula cannot tell you which school a child will attend. Boards move boundaries, hold students at capacity, cap programs and grant exceptions, and none of that is in any published file. The board is the only authority: TDSB Find Your School.

Sources: TDSB School Search Map — the board states these lines are approximate and that individual addresses must be confirmed against its own lookup.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Blessed Sacrament Catholic School
Toronto CDSB
Elementary479 m8.3 / 10
83% met the standard
John Wanless Junior Public School
Toronto DSB
Elementary550 m8.8 / 10
88% met the standard
Loretto Abbey Catholic Secondary School
Toronto CDSB
Secondary1.1 km7.7 / 10
77% met the standard · 2 of 6 measures
Glenview Senior Public School
Toronto DSB
Elementary1.3 kmNot reported
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Lawrence Park North185 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$1.57M$1.95M$2.33M20252026this home’s asking price
$2.13Mlatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
97%99%102%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
0d8d15d20252026
8dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in lawrence park north. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 539 people.

$159,000Median household income
85.3%Own their home
71.1%Detached houses
41.6Median age
20.7%Born outside Canada
72.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35202360 — the few blocks around this address, home to 539 people. It describes the area, not this property.

539Population
40.5Average age
2.8Household size
$232,000Average household income
$159,000Median household income
85%Own their home
15%Rent
0%Condominiums
21%Born outside Canada
73%University degree
$1,960,000Average home value
7%Low income
35%Not in the labour force
27%Never married
$35,000 to $39,9992%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9992%
$80,000 to $89,9992%
$90,000 to $99,9992%
$100,000 and over42%
$100,000 to $124,9995%
$125,000 to $149,9995%
$150,000 to $199,9997%
$200,000 and over25%

Percentages are of the 300 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$317,000 · minimum here is $317,000
$7,018.04per month
Borrowed before insurance$1,268,000
Total borrowed$1,268,000
Interest over 25 years at 4.5%$837,411

If you rented it out

-$7,772.54per month out of pocket
Rent$0.00
Everything it costs to hold$7,772.54
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

What’s being built nearby

Planning applications within 500 m — none currently in progress.

3429 YONGE ST158 m
Closed · applied April 5, 2023

Draft Plan of Standard Condominium to permit 6 commercial (retail/office) units. 3425 & 3429 Yonge Street have been merged - see Minor Variance application and Building Permit on file.

City planning file →
3364 YONGE ST169 m
Closed · applied March 13, 2009

The applicant is proposing to demolish the existing retail buildings on the site and replace them with a 3-storey building.…

What these are

These are applications made to the City — a proposal to build something, not a decision that it will be built. Many are refused, withdrawn, reduced, or approved and then left for years. The status shown is the one the City last recorded, and each entry links to the City’s own file, which is the authoritative record.

Whether a nearby development is welcome depends on what you want from a street, so this panel reports what has been applied for and leaves the judgement to you.

Contains information licensed under the Open Government Licence – Toronto. Toronto only for now; other municipalities publish this differently or not at all.

Listed by RIGHT AT HOME REALTY. Listing data provided by the Toronto Regional Real Estate Board.