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97 Cedar Grove Drive, Scugog, ON L0B 1E0

3 beds · 2 baths · 1 kitchen · 4+1 rooms · 8 parking spaces · 1100-1500 sq ft · Laundry on the lower level level · Detached
$1,050,000
Property tax
$5,227 / year

WATERFRONT LIVING. Discover the art of relaxed luxury in this exceptional turn-key, two-storey waterfront home set in the quiet, sought-after community of Caesarea. Thoughtfully upgraded and freshly painted, this residence offers a bright, elegant interior where spacious design meets inviting comfort. Expansive windows form tranquil water views, filling the home with natural light and a sense of calm. Step outside and immerse yourself in the beauty of the surroundings-where peaceful mornings and sunset evenings become part of your everyday routine. This is more than a home; it's a lifestyle defined by serenity, sophistication, and effortless living and is truly home sweet home-where stress melts away, and every day feels like a retreat. Notable upgrades/enhancements and more ++ 55' winch up Aluminum dock with mooring whips and cedar decking - 2022. Inground sprinkler system. Remote controlled Stobag Pergolino with Horizontal & Vertical shade.

MLS number
E13053330
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
L0B 1E0
Photos
48
Laundry
Lower Level level
138days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Rural Scugog160 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$637k$848k$1.06M20252026this home’s asking price
$743klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d15d30d20252026
20dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in rural scugog. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 976 people.

$100,000Median household income
92.1%Own their home
100%Detached houses
52Median age
6.1%Born outside Canada
12.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35180064 — the few blocks around this address, home to 976 people. It describes the area, not this property.

976Population
46.5Average age
2.3Household size
$106,800Average household income
$100,000Median household income
92%Own their home
8%Rent
0%Condominiums
6%Born outside Canada
12%University degree
$728,000Average home value
7%Low income
51%Not in the labour force
21%Never married
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9993%
$40,000 to $44,9991%
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9992%
$70,000 to $79,9993%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over33%
$100,000 to $124,99910%
$125,000 to $149,9999%
$150,000 to $199,9999%
$200,000 and over7%

Percentages are of the 630 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$210,000 · minimum here is $80,000
$4,649.17per month
Borrowed before insurance$840,000
Total borrowed$840,000
Interest over 25 years at 4.5%$554,752

If you rented it out

-$5,084.76per month out of pocket
Rent$0.00
Everything it costs to hold$5,084.76
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Re/Max All-Stars Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.