Homula Realty Brokerage
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580 Digby Avenue, Oshawa, ON L1G 1W6

6 beds · 3 baths · 3 kitchens · 14 rooms · 6 parking spaces · 2000-2500 sq ft · Triplex
$989,000
Property tax
$5,845 / year

This Well Maintained Three 2 Bedroom Unit Triplex With 6 Parking Spots, Is Located In The Heart Of Oshawa. Convenient And Quiet Location With Easy Access To Shopping, Recreation, Transit And Go. Public, Separate And Private Schools Nearby. Each Unit Has 2 Designated Parking Spots. Coin Laundry For Upper Two Units. Renovated Lower Unit With High End Finishes & Appliances And Has Its Own Ensuite Laundry. : Complete With A Newly Fenced Yard. Extras: New Roof! Incredible land value, with the added benefit of moving into one unit and having a rental income as cash flow. A new coin operated washer and dryer was recently installed. Newer roof and coin operated laundry in common laundry area for 2nd and 3rd apartment ( 1st floor apartment has ensuite laundry ) - There is NO AC, and heating is electric baseboard.

MLS number
E13089662
Type
Triplex
Status
Active
Bedrooms
6
Bathrooms
3
Postal code
L1G 1W6
Photos
29
Laundry
Not in the unit
130days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 5 times.

Sale history is for registered usersSee what this address sold for and when, across all 5 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Durham Elementary Private SchoolElementary221 mNot reported
Coronation Public School
Durham DSB
Elementary348 m7.4 / 10
74% met the standard
Sir Albert Love Catholic School
Durham CDSB
Elementary494 m7.2 / 10
72% met the standard
Vincent Massey Public School
Durham DSB
Elementary785 m6.7 / 10
67% met the standard
Eastdale Collegiate and Vocational Institute
Durham DSB
Secondary854 m5.5 / 10
55% met the standard · 2 of 6 measures
Walter E Harris Public School
Durham DSB
Elementary974 m7.7 / 10
77% met the standard · 4 of 6 measures
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 429 people.

$77,500Median household income
77.5%Own their home
80.5%Detached houses
51.2Median age
8.9%Born outside Canada
6.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35180118 — the few blocks around this address, home to 429 people. It describes the area, not this property.

429Population
47.6Average age
2.1Household size
$94,000Average household income
$77,500Median household income
78%Own their home
23%Rent
0%Condominiums
9%Born outside Canada
7%University degree
$640,000Average home value
10%Low income
88%Not in the labour force
28%Never married
$20,000 to $24,9994%
$25,000 to $29,9994%
$30,000 to $34,9995%
$35,000 to $39,9994%
$40,000 to $44,9994%
$45,000 to $49,9992%
$50,000 to $59,9997%
$60,000 to $69,9994%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over25%
$100,000 to $124,99911%
$125,000 to $149,9995%
$150,000 to $199,9994%
$200,000 and over5%

Percentages are of the 275 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$197,800 · minimum here is $73,900
$4,379.08per month
Borrowed before insurance$791,200
Total borrowed$791,200
Interest over 25 years at 4.5%$522,523

If you rented it out

-$4,866.16per month out of pocket
Rent$0.00
Everything it costs to hold$4,866.16
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by CENTURY 21 NEW CONCEPT. Listing data provided by the Toronto Regional Real Estate Board.