Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

326 Surrey Drive, Oshawa, ON L1G 6H1

4+2 beds · 3 baths · 2+1 kitchens · 10+4 rooms · 3 parking spaces · 2000-2500 sq ft · Triplex
$870,000
Property tax
$7,866 / year

Look no further. Your search for investment property has just ended in this LEGAL TRIPLEX (CITY ZONING AVAILABLE). Nested on a quiet street and located in a prime location with easy access to 401, Costco, shopping, eateries, recreation and transit. ALL 3 UNITS ARE TENANTED. All 3 units are FULL 2 BEDROOM unit, each unit is self-contained with individual kitchen, hot mater tank, bathroom, front and back entrance, providing privacy and comfort for all occupants. Incredible land value. All electricals have been upgraded to breakers with individual new panel in each unit. Basement coin-op laundry provide extra income. Tenants pay own hydro and heat. NO AC. 3 outdoor parking and 3 storage shed included.

MLS number
E13427904
Type
Triplex
Status
Active
Bedrooms
6
Bathrooms
3
Postal code
L1G 6H1
Photos
30
Laundry
Not in the unit
95days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Sir Albert Love Catholic School
Durham CDSB
Elementary258 m7.2 / 10
72% met the standard
Durham Elementary Private SchoolElementary341 mNot reported
Coronation Public School
Durham DSB
Elementary443 m7.4 / 10
74% met the standard
Harmony Heights Public School
Durham DSB
Elementary966 m5.8 / 10
58% met the standard
Walter E Harris Public School
Durham DSB
Elementary794 m7.7 / 10
77% met the standard · 4 of 6 measures
Vincent Massey Public School
Durham DSB
Elementary809 m6.7 / 10
67% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,063 people.

$102,000Median household income
85.5%Own their home
48.8%Detached houses
42Median age
19.8%Born outside Canada
11.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35180797 — the few blocks around this address, home to 1,063 people. It describes the area, not this property.

1,063Population
42.1Average age
2.6Household size
$108,800Average household income
$102,000Median household income
86%Own their home
15%Rent
8%Condominiums
20%Born outside Canada
11%University degree
$624,000Average home value
6%Low income
57%Not in the labour force
26%Never married
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over33%
$100,000 to $124,99912%
$125,000 to $149,9998%
$150,000 to $199,9999%
$200,000 and over4%

Percentages are of the 645 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$174,000 · minimum here is $62,000
$3,852.17per month
Borrowed before insurance$696,000
Total borrowed$696,000
Interest over 25 years at 4.5%$459,652

If you rented it out

-$4,507.67per month out of pocket
Rent$0.00
Everything it costs to hold$4,507.67
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by HARVEST REALTY LTD.. Listing data provided by the Toronto Regional Real Estate Board.