Homula Realty Brokerage
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134-142 Simcoe Street S, Oshawa, ON L1H 4G9

Commercial Retail
$2,790,000

Attractive Investment Opportunity - High Cap Rate! Mixed-Use Commercial Building W/ 6 Ground-Level Commercial Retail Units & 5 Two-Storey Residential Apartments Above. Rear Parking Lot With 10 Spaces and Newly Installed Steel Security Gate. Seller Has Made Many Improvements - Roof 2021, Windows Replaced, Kitchens Updated in Apartments, New Storefronts, Exterior Stucco. Possible VTB. Financial Information Available Upon Signing A Confidentiality Agreement.

MLS number
E13643420
Type
Commercial Retail
Status
Active
Bedrooms
Bathrooms
11
Postal code
L1H 4G9
Photos
12
Property tax
$15,923 / year
39days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Village Union Public School
Durham DSB
Elementary305 m4.6 / 10
46% met the standard
Mary Street Community School
Durham DSB
Elementary849 m5.5 / 10
55% met the standard
Blaisdale MontessoriElementary1.2 kmNot reported
O'Neill Collegiate and Vocational Institute
Durham DSB
Secondary1.4 km6.7 / 10
67% met the standard · 2 of 6 measures
S A Cawker Public School
Durham DSB
Elementary1.4 km6.6 / 10
66% met the standard
St Thomas Aquinas Catholic School
Durham CDSB
Elementary1.3 km6.4 / 10
64% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 446 people.

$34,800Median household income
17.4%Own their home
16.3%Detached houses
49.6Median age
19.1%Born outside Canada
15.6%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35180183 — the few blocks around this address, home to 446 people. It describes the area, not this property.

446Population
49.4Average age
1.7Household size
$40,800Average household income
$34,800Median household income
17%Own their home
83%Rent
0%Condominiums
19%Born outside Canada
16%University degree
$520,000Average home value
33%Low income
38%Never married
Under $5,0004%
$10,000 to $14,9992%
$15,000 to $19,9998%
$20,000 to $24,99917%
$25,000 to $29,9999%
$30,000 to $34,9998%
$35,000 to $39,9996%
$40,000 to $44,9998%
$45,000 to $49,9994%
$50,000 to $59,9998%
$60,000 to $69,9992%
$70,000 to $79,9994%
$80,000 to $89,9992%
$100,000 and over11%
$100,000 to $124,9998%
$150,000 to $199,9992%

Percentages are of the 265 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$558,000 · minimum here is $558,000
$12,353.52per month
Borrowed before insurance$2,232,000
Total borrowed$2,232,000
Interest over 25 years at 4.5%$1,474,055

If you rented it out

-$13,680.43per month out of pocket
Rent$0.00
Everything it costs to hold$13,680.43
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Century 21 Infinity Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.