Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

81 Vessel Crescent, Toronto, ON M1C 5K6

3+1 beds · 4 baths · 1 kitchen · 7 rooms · 2 parking spaces · 1500-2000 sq ft · Laundry on the upper level level · Detached
$988,000
Property tax
$5,000 / year

Excellent opportunity to live near Lake Ontario in the desirable Rouge Hill community! This spacious 3+1-bedroom, 4-washroom home features a versatile den, front balcony, and a bright, open-concept main floor that seamlessly connects the living and family rooms. The kitchen offers direct access to the backyard, while beautiful hardwood flooring extends throughout the main and second levels, complemented by laminate flooring in the basement. The generous primary bedroom includes a 4-piece ensuite with a soaker tub and separate shower. The home also features a finished basement with a walk-up, providing additional living space and a secondary kitchen for a variety of needs. Enjoy convenient access to waterfront walking trails, the beach, parks, children's playgrounds, public transit, schools, Mowat High School, community centres, and the library. Rouge Hill GO Station is within walking distance, with easy access to Highway 401, the University of Toronto Scarborough Campus (UTSC), and Centennial College. Surrounded by nature, the lake, parks, and everyday amenities, this home offers comfortable living in a sought-after Scarborough neighbourhood.

MLS number
E13673326
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
4
Postal code
M1C 5K6
Photos
44
Laundry
Upper Level level
31days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 4 times.

Sale history is for registered usersSee what this address sold for and when, across all 4 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Pick a school to see the boundary it is inside. Boards redraw these — confirm with the board.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

School boundaries this address is inside

Charlottetown Junior Public School6.8 / 10
Elementary · Regular Track
TDSB boundary
Joseph Howe Senior Public School
Intermediate · Regular Track
TDSB boundary
Sir Oliver Mowat Collegiate Institute7.1 / 10
Secondary · Regular Track
TDSB boundary
Where these boundaries come from, and what they are worth

A school boundary is the area a board draws around a school. An address inside several of them is normal — boards publish a separate boundary per program, so regular track, French immersion and specialist programs each have their own.

Toronto. Read from the TDSB’s own School Search Map, one school at a time. The board states that the lines on that map are approximate and that the schools serving an individual address must be confirmed against its own address lookup — so the outline here shows you roughly where a boundary runs, and the board answers whether a particular house is in it. The map covers home schools only: French Immersion, gifted and the other optional programs have their own boundaries and their own admission rules, and are not shown.

Homula cannot tell you which school a child will attend. Boards move boundaries, hold students at capacity, cap programs and grant exceptions, and none of that is in any published file. The board is the only authority: TDSB Find Your School.

Sources: TDSB School Search Map — the board states these lines are approximate and that individual addresses must be confirmed against its own lookup.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
William G Davis Junior Public School
Toronto DSB
Elementary801 m8.8 / 10
88% met the standard
St Brendan Catholic School
Toronto CDSB
Elementary1.1 km8.2 / 10
82% met the standard
Centennial Road Junior Public School
Toronto DSB
Elementary1.4 km7.1 / 10
71% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Centennial Scarborough155 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$983k$1.11M$1.24M20252026this home’s asking price
$1.18Mlatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
97%99%102%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d17d35d20252026
25dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in centennial scarborough. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,555 people.

$146,000Median household income
95.1%Own their home
84%Detached houses
42.4Median age
42.3%Born outside Canada
50.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35204213 — the few blocks around this address, home to 1,555 people. It describes the area, not this property.

1,555Population
41.2Average age
3.1Household size
$153,500Average household income
$146,000Median household income
95%Own their home
5%Rent
0%Condominiums
42%Born outside Canada
51%University degree
$968,000Average home value
2%Low income
52%Not in the labour force
27%Never married
$20,000 to $24,9991%
$25,000 to $29,9991%
$40,000 to $44,9991%
$45,000 to $49,9991%
$50,000 to $59,9991%
$60,000 to $69,9993%
$70,000 to $79,9992%
$80,000 to $89,9992%
$90,000 to $99,9992%
$100,000 and over42%
$100,000 to $124,9998%
$125,000 to $149,9998%
$150,000 to $199,99913%
$200,000 and over15%

Percentages are of the 885 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$197,600 · minimum here is $73,800
$4,374.65per month
Borrowed before insurance$790,400
Total borrowed$790,400
Interest over 25 years at 4.5%$521,995

If you rented it out

-$4,791.32per month out of pocket
Rent$0.00
Everything it costs to hold$4,791.32
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by COMFREE. Listing data provided by the Toronto Regional Real Estate Board.