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387 Albert Street, Oshawa, ON L1H 4S3

3 beds · 2 baths · 1 kitchen · 7 rooms · 6 parking spaces · 1100-1500 sq ft · Detached
$548,500
Property tax
$4,143 / year

In Central Oshawa, This 3-Bedroom, 2-Bathroom Detached Home Offers Everyday Convenience, Tons Of Future Potential, And A Lot Size That Is Hard To Ignore. Located Close To Amenities And In Close Proximity To The Planned Oshawa Go Station, The Setting Gives You Strong Access To Transit, Shopping, Services, And The Places That Keep Daily Life Moving. The Property Sits On An Impressive 100' Frontage With An Oversized Fenced Yard, Giving The Home A Sense Of Space That Stands Out In The City. A Detached 2-Car Garage Adds Valuable Parking, Storage, Or Workshop Flexibility, While The Large Covered Deck Creates An Outdoor Space You Can Actually Use For Morning Coffee, Summer Meals, Or Quiet Evenings At Home. Inside, The Layout Offers Comfortable Living Space With 2 Fireplaces That Add Warmth, Character, And A Natural Place To Gather. With Its Central Location, Wide Lot, Detached Garage, Generous Yard, And Proximity To Future Transit Investment, This Home Gives Buyers More Than A Place To Live. It Gives Them Room To Think Bigger.

MLS number
E13682966
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
L1H 4S3
Photos
44
Laundry
Not in the unit
27days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Village Union Public School
Durham DSB
Elementary487 m4.6 / 10
46% met the standard
Blaisdale MontessoriElementary899 mNot reported
St Hedwig Catholic School
Durham CDSB
Elementary1.2 km5.5 / 10
55% met the standard
ÉÉC Corpus-Christi
CS catholique MonAvenir
Elementary1.2 km7.6 / 10
76% met the standard
Mary Street Community School
Durham DSB
Elementary1.5 km5.5 / 10
55% met the standard
St Thomas Aquinas Catholic School
Durham CDSB
Elementary1.3 km6.4 / 10
64% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Central — 170 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$547k$596k$645k20252026this home’s asking price
$558klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
98%99%101%20252026the asking price
99%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d13d27d20252026
16dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in central. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 388 people.

$71,500Median household income
78.4%Own their home
55.9%Detached houses
36.8Median age
10.1%Born outside Canada
13.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35180158 — the few blocks around this address, home to 388 people. It describes the area, not this property.

388Population
39.1Average age
2.3Household size
$77,500Average household income
$71,500Median household income
78%Own their home
22%Rent
0%Condominiums
10%Born outside Canada
13%University degree
$450,000Average home value
14%Low income
78%Not in the labour force
40%Never married
$20,000 to $24,9995%
$25,000 to $29,9995%
$30,000 to $34,9995%
$35,000 to $39,9995%
$40,000 to $44,9992%
$45,000 to $49,9995%
$50,000 to $59,9997%
$60,000 to $69,9995%
$70,000 to $79,9997%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over24%
$100,000 to $124,99912%
$125,000 to $149,9995%
$150,000 to $199,9992%
$200,000 and over2%

Percentages are of the 210 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$109,700 · minimum here is $29,850
$2,428.64per month
Borrowed before insurance$438,800
Total borrowed$438,800
Interest over 25 years at 4.5%$289,792

If you rented it out

-$2,773.89per month out of pocket
Rent$0.00
Everything it costs to hold$2,773.89
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by DAN PLOWMAN TEAM REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.