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787 Simcoe Street N, Oshawa, ON L1G 4V9

5 beds · 5 baths · 1 kitchen · 14+3 rooms · 13 parking spaces · 3000-3500 sq ft · Laundry on the main level level · Detached
$1,900,000
Property tax
$18,035 / year

"Tudor Terrace" - A truly extraordinary residence set on an exceptional, approximately half-acre, landscaped lot. Rich in architectural character and timeless craftsmanship, Tudor Terrace blends storybook charm with sophisticated modern luxury. The dramatic front foyer features a winding staircase, original entry door, stained-glass/lead windows, intricate plaster mouldings and a domed ceiling, opening to a truly spectacular marble courtyard. The formal dining room showcases herringbone flooring, leaded windows and custom Tai Ping Hong Kong carpeting. A distinctive, semi-circular, sunken music room overlooks the courtyard. The custom chef's kitchen is beautifully appointed with quartzite countertops and backsplash, bespoke cabinetry, Miele and Gaggenau appliances, Kohler fixtures and herringbone flooring, complemented by a charming breakfast room with custom cabinetry and leaded windows. Elegant principal rooms include a family room with gas fireplace, a sunken sitting room with floor-to-ceiling windows overlooking the indoor pool and courtyard, and a richly detailed office with leaded windows and an antique coal fireplace. The spectacular indoor pool retreat features skylights, a sauna, whirlpool, shower, private courtyard access and a tiled, concrete pool approximately 4'-10' in depth. The upper level offers five bedrooms, including a refined primary suite with walk-in closet and luxurious ensuite featuring marble countertops, a stained-glass window and a Kohler BodyJet shower. The lower level offers a separate entrance through the garage - an ideal setup for potential multi-generational living. Outside, the Tudor character continues with cedar roofing, copper details, a copper weathervane, gingerbread detailing, bronze fountain, gazebo, a brick garden shed, a stamped-concrete circular driveway and a double built-in garage with a porte-cochere. A rare and remarkable residence.

MLS number
E13694232
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
5
Postal code
L1G 4V9
Photos
47
Laundry
Main Level level
27days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to this street. The listing did not say which direction, and every candidate was in the same place.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Dr S J Phillips Public School
Durham DSB
Elementary464 m7.2 / 10
72% met the standard
Beau Valley Public School
Durham DSB
Elementary805 m5.6 / 10
56% met the standard
Queen Elizabeth Public School
Durham DSB
Elementary1.3 km4.7 / 10
47% met the standard
Hillsdale Public School
Durham DSB
Elementary1.1 km5.1 / 10
51% met the standard
S A Cawker Public School
Durham DSB
Elementary1.5 km6.6 / 10
66% met the standard
O'Neill Collegiate and Vocational Institute
Durham DSB
Secondary1.5 km6.7 / 10
67% met the standard · 2 of 6 measures
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Centennial — 165 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$696k$1.31M$1.92M20252026this home’s asking price
$738klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
97%101%105%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
0d10d21d20252026
14dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in centennial. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 608 people.

$90,000Median household income
66%Own their home
73.1%Detached houses
46.4Median age
7%Born outside Canada
23.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35180318 — the few blocks around this address, home to 608 people. It describes the area, not this property.

608Population
43.8Average age
2.3Household size
$104,000Average household income
$90,000Median household income
66%Own their home
34%Rent
0%Condominiums
7%Born outside Canada
23%University degree
$765,000Average home value
7%Low income
67%Not in the labour force
32%Never married
$20,000 to $24,9993%
$30,000 to $34,9993%
$35,000 to $39,9991%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9997%
$60,000 to $69,9997%
$70,000 to $79,9993%
$80,000 to $89,9994%
$90,000 to $99,9995%
$100,000 and over32%
$100,000 to $124,9998%
$125,000 to $149,9995%
$150,000 to $199,9997%
$200,000 and over10%

Percentages are of the 365 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$380,000 · minimum here is $380,000
$8,412.79per month
Borrowed before insurance$1,520,000
Total borrowed$1,520,000
Interest over 25 years at 4.5%$1,003,837

If you rented it out

-$9,915.71per month out of pocket
Rent$0.00
Everything it costs to hold$9,915.71
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by SOTHEBY'S INTERNATIONAL REALTY CANADA. Listing data provided by the Toronto Regional Real Estate Board.