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44 Chalk Lake Road, Scugog, ON N4L 1W5

3 beds · 3 baths · 1+1 kitchens · 9+5 rooms · 5 parking spaces · 2500-3000 sq ft · Laundry on the main level level · Detached
$2,400,000
Property tax
$10,001 / year

Welcome to your private sanctuary at 44 Chalk Lake Road, a beautifully updated 3-bedroom, 3,546 sq.ft. 2-storey home with a finished walk-out lower level. Where rustic 1880 charm meets modern sophistication, this turnkey gem sits on a beautifully landscaped lot with 199.95 feet of direct, South-facing water frontage on the crystal-clear, spring-fed waters of Chalk Lake. Perched gracefully on one of the highest points of the lake, the residence offers breathtaking, unobstructed panoramic views of the water & surrounding trees. Chalk Lake is a peaceful, motor-free haven ensuring unparalleled tranquility, exceptionally clean waters, & deep shorelines perfect for swimming, kayaking, or paddleboarding. Enjoy exclusive deeded access to a private sandy beach, or stroll down the stairs to your own private dock & waterfront accessory bunkie-the ultimate guest house or lakeside retreat.Inside, the home boasts expansive windows that frame the lake like a living piece of art. The main level features rich hardwood flooring, an open-concept living & dining area with a cozy fireplace, a gourmet kitchen with a centre island that steps out to a spacious deck, & a convenient main floor bedroom with its own cozy fireplace. The upper level hosts 2 remarkably spacious bedrooms-one complete with a walk-in closet & the other featuring a scenic Juliette balcony-alongside a large full bathroom down the hall. The fully finished lower level acts as a complete in-law suite or apartment, featuring a separate entrance, a second kitchen, a family room with a fireplace, a breakfast area, & a 3-piece bath.The property also includes a flat, private double driveway & carport offering 5 total parking spaces. Adventure is always nearby with two ski resorts, world-class golf, & the endless trails of Uxbridge. Whether you are dining at local favorites like Slabtown Cider or commuting via the 407-located just five minutes away-this home offers the perfect balance of rural tranquility & accessibility.

MLS number
E13696484
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
N4L 1W5
Photos
50
Laundry
Main Level level
25days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Rural Scugog — 160 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$610k$1.52M$2.44M20252026this home’s asking price
$743klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d15d30d20252026
20dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in rural scugog. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 604 people.

$136,000Median household income
90.9%Own their home
100%Detached houses
51.2Median age
18.5%Born outside Canada
34.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35180039 — the few blocks around this address, home to 604 people. It describes the area, not this property.

604Population
45.7Average age
2.8Household size
$168,000Average household income
$136,000Median household income
91%Own their home
9%Rent
0%Condominiums
19%Born outside Canada
35%University degree
$1,340,000Average home value
4%Low income
69%Not in the labour force
21%Never married
$25,000 to $29,9993%
$50,000 to $59,9991%
$60,000 to $69,9991%
$70,000 to $79,9991%
$80,000 to $89,9993%
$90,000 to $99,9993%
$100,000 and over42%
$100,000 to $124,99910%
$125,000 to $149,9996%
$150,000 to $199,9999%
$200,000 and over20%

Percentages are of the 345 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$480,000 · minimum here is $480,000
$10,626.68per month
Borrowed before insurance$1,920,000
Total borrowed$1,920,000
Interest over 25 years at 4.5%$1,268,004

If you rented it out

-$11,460.10per month out of pocket
Rent$0.00
Everything it costs to hold$11,460.10
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX ULTIMATE REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.