Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

494 Annapolis Avenue, Oshawa, ON L1J 2Y7

3+2 beds · 2 baths · 1 kitchen · 6+3 rooms · 3 parking spaces · 700-1100 sq ft · Detached
$649,000
Property tax
$4,924 / year

Welcome to 3-Bedroom Bungalow with Detached Garage in McLaughlin, Oshawa Nestled in Oshawa's sought-after McLaughlin community, this solid 3-bedroom bungalow offers a fantastic opportunity to create the home you've always envisioned. Featuring a bright, practical floor plan with three well-sized bedrooms, a full basement, and a detached garage ideal for parking, storage, or a workshop, this property is full of potential. Bring your creativity and personal style to transform this home with modern updates and finishing touches. Whether you're looking to renovate, customize, or add value, the possibilities are endless. Ideally situated close to schools, parks, shopping, public transit, and major highways, this property is perfect for first-time homebuyers, investors, or anyone seeking an affordable opportunity in one of Oshawa's most established and desirable neighbourhoods.

MLS number
E13709398
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
2
Postal code
L1J 2Y7
Photos
29
Laundry
Not in the unit
20days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
St Christopher Catholic School
Durham CDSB
Elementary224 m5.1 / 10
51% met the standard
Woodcrest Public School
Durham DSB
Elementary341 m4.4 / 10
44% met the standard
École élémentaire Antonine Maillet
CS Viamonde
Elementary523 m9.6 / 10
96% met the standard
R S Mclaughlin Collegiate and Vocational Institute
Durham DSB
Secondary496 m6.9 / 10
69% met the standard · 2 of 6 measures
Adelaide Mclaughlin Public School
Durham DSB
Elementary649 m6.2 / 10
62% met the standard
Monsignor Paul Dwyer Catholic High School
Durham CDSB
Secondary940 m6.5 / 10
65% met the standard · 2 of 6 measures
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in McLaughlin238 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$645k$750k$854k20252026this home’s asking price
$704klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
98%100%101%20252026the asking price
99%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
0d7d15d20252026
14dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in mclaughlin. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 474 people.

$76,500Median household income
65.8%Own their home
87.5%Detached houses
46.4Median age
21.4%Born outside Canada
16.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35180205 — the few blocks around this address, home to 474 people. It describes the area, not this property.

474Population
45.9Average age
2.4Household size
$99,000Average household income
$76,500Median household income
66%Own their home
34%Rent
0%Condominiums
21%Born outside Canada
17%University degree
$730,000Average home value
12%Low income
71%Not in the labour force
25%Never married
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9994%
$35,000 to $39,9994%
$40,000 to $44,9992%
$45,000 to $49,9994%
$50,000 to $59,9997%
$60,000 to $69,9999%
$70,000 to $79,9997%
$80,000 to $89,9994%
$90,000 to $99,9996%
$100,000 and over24%
$100,000 to $124,9999%
$125,000 to $149,9997%
$150,000 to $199,9997%
$200,000 and over2%

Percentages are of the 270 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$129,800 · minimum here is $39,900
$2,873.63per month
Borrowed before insurance$519,200
Total borrowed$519,200
Interest over 25 years at 4.5%$342,889

If you rented it out

-$3,283.96per month out of pocket
Rent$0.00
Everything it costs to hold$3,283.96
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by CMI REAL ESTATE INC.. Listing data provided by the Toronto Regional Real Estate Board.