Homula Realty Brokerage
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118 Rossland Road W, Oshawa, ON L1G 2V6

2+2 beds · 2 baths · 1+1 kitchens · 6+4 rooms · 5 parking spaces · 1500-2000 sq ft · Duplex
$699,900
Property tax
$5,403 / year

**Legal Duplex! Attention Investors & Multi-Generational Families!** Welcome to this spacious 2+2 bedroom legal duplex situated on a large corner lot in a mature North Oshawa community. Offering two self-contained units, each with its own laundry, this property is an excellent opportunity for investors, extended families, or buyers looking for added income potential. The upper unit features a bright and spacious living room with a large picture window overlooking the front yard and beautiful hardwood flooring that continues into the dining room. Garden door leads to a relaxing sunroom with peaceful views of the backyard. The generous kitchen offers a custom backsplash, large pantry, and plenty of cupboard and counter space. Two well-sized bedrooms and a 4-piece bathroom complete the upper level. The lower-level unit offers a separate side entrance, above-grade windows, a comfortable living room, eat-in kitchen, two bedrooms, and a 3-piece bathroom. Ideally located just steps from parks, schools, public transit, Lakeridge Health Oshawa, grocery stores, and big-box shopping. Recent updates include: roof (2015), furnace (2022), central air conditioning (2022), eavestroughs (2022), basement washer/dryer (2023), and driveway (2024). A fantastic opportunity to own a versatile income property in a convenient and established Oshawa neighbourhood!

MLS number
E13737152
Type
Duplex
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
L1G 2V6
Photos
32
Laundry
Not in the unit
10days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to this street. The listing did not say which direction, and every candidate was in the same place.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Dr S J Phillips Public School
Durham DSB
Elementary425 m7.2 / 10
72% met the standard
S A Cawker Public School
Durham DSB
Elementary1.2 km6.6 / 10
66% met the standard
O'Neill Collegiate and Vocational Institute
Durham DSB
Secondary1.2 km6.7 / 10
67% met the standard · 2 of 6 measures
St Christopher Catholic School
Durham CDSB
Elementary1.3 km5.1 / 10
51% met the standard
Beau Valley Public School
Durham DSB
Elementary1.3 km5.6 / 10
56% met the standard
Sunset Heights Public School
Durham DSB
Elementary1.4 km4.4 / 10
44% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 514 people.

$92,000Median household income
75.7%Own their home
80%Detached houses
37.6Median age
10.9%Born outside Canada
26.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35180317 — the few blocks around this address, home to 514 people. It describes the area, not this property.

514Population
39.1Average age
2.6Household size
$112,000Average household income
$92,000Median household income
76%Own their home
24%Rent
0%Condominiums
11%Born outside Canada
26%University degree
$740,000Average home value
10%Low income
58%Not in the labour force
27%Never married
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9995%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9997%
$100,000 and over31%
$100,000 to $124,9999%
$125,000 to $149,9999%
$150,000 to $199,9999%
$200,000 and over7%

Percentages are of the 275 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$139,980 · minimum here is $44,990
$3,099.01per month
Borrowed before insurance$559,920
Total borrowed$559,920
Interest over 25 years at 4.5%$369,782

If you rented it out

-$3,549.26per month out of pocket
Rent$0.00
Everything it costs to hold$3,549.26
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by TANYA TIERNEY TEAM REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.