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521 Hickory Street N, Whitby, ON L1N 9W9

3 beds · 4 baths · 1 kitchen · 12 rooms · 3 parking spaces · 1500-2000 sq ft · Detached
$699,900
Property tax
$5,945 / year

Welcome home to this beautifully renovated 3-bedroom, 4-bathroom gem in the heart of downtown Whitby, sitting on a 180 FT lot with over 2300 SF of combined living space! Completely stripped down to the studs and newly renovated from top to bottom with a functional, modern layout. The main floor offers an open-concept kitchen with a dedicated breakfast nook, plus generous living and dining areas that flow seamlessly out to the backyard, along with a convenient powder room. Upstairs, find three spacious bedrooms, including a primary with its own ensuite and walk in closet, plus a large, well-appointed main bathroom. The finished basement impresses with high ceilings, a spacious entertainment area, and a fourth full bathroom - ideal for guests or movie nights. Outside, enjoy a deep, beautifully landscaped ravine backyard with interlocking stone and room to entertain, plus charming curb appeal up front with 1 garage and 2 driveway parking spaces. All this just steps from the shops, cafés, and restaurants of historic downtown Whitby. Move-in ready and waiting for you!

MLS number
E13756190
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
4
Postal code
L1N 9W9
Photos
42
Laundry
Not in the unit
6days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to this street. The listing did not say which direction, and every candidate was in the same place.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Julie Payette
Durham DSB
Elementary415 m8.4 / 10
84% met the standard · 4 of 6 measures
Sid AcademySecondary485 mNot reported
Hatch House MontessoriElementary1.1 kmNot reported
Kendalwood MontessoriElementary1.1 kmNot reported
Cambridge International AcademyElementary and secondary1.1 kmNot reported
Pringle Creek Public School
Durham DSB
Elementary993 m7.6 / 10
76% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Downtown Whitby147 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$696k$792k$888k20252026this home’s asking price
$800klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
97%101%106%20252026the asking price
99%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
0d10d19d20252026
17dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in downtown whitby. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,072 people.

$50,800Median household income
26.5%Own their home
13.8%Detached houses
54.8Median age
26.6%Born outside Canada
15%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35180259 — the few blocks around this address, home to 1,072 people. It describes the area, not this property.

1,072Population
50.4Average age
1.7Household size
$59,600Average household income
$50,800Median household income
27%Own their home
74%Rent
17%Condominiums
27%Born outside Canada
15%University degree
$596,000Average home value
20%Low income
90%Not in the labour force
28%Never married
Under $5,0001%
$10,000 to $14,9994%
$15,000 to $19,9993%
$20,000 to $24,9998%
$25,000 to $29,9997%
$30,000 to $34,9993%
$35,000 to $39,9995%
$40,000 to $44,9997%
$45,000 to $49,9993%
$50,000 to $59,9998%
$60,000 to $69,9998%
$70,000 to $79,9995%
$80,000 to $89,9994%
$90,000 to $99,9993%
$100,000 and over15%
$100,000 to $124,9997%
$125,000 to $149,9993%
$150,000 to $199,9994%
$200,000 and over2%

Percentages are of the 730 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$139,980 · minimum here is $44,990
$3,099.01per month
Borrowed before insurance$559,920
Total borrowed$559,920
Interest over 25 years at 4.5%$369,782

If you rented it out

-$3,594.42per month out of pocket
Rent$0.00
Everything it costs to hold$3,594.42
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RARE REAL ESTATE. Listing data provided by the Toronto Regional Real Estate Board.