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19920 St Christopher's Beach Road, Scugog, ON L0B 1B0

2+2 beds · 3 baths · 1+1 kitchens · 6+6 rooms · 22 parking spaces · 2000-2500 sq ft · Detached
$2,753,000
Property tax
$13,371 / year

Some homes are more than a place to live-they're where family traditions begin and memories are made. Here, days end with spectacular sunsets over the water, and quiet evenings are spent listening to the waves roll gently along the shoreline.This inviting four-bedroom home was designed for relaxed lakeside living. The spacious, open-concept layout brings everyone together, whether you're hosting a summer barbecue, entertaining friends or enjoying a cozy evening by the fire. Beautiful ceiling details add character, while expansive windows keep the lake views front and centre.A private boat launch makes it easy to get out on the water whenever the mood strikes. The detached garage offers even more than meets the eye, with a unique lower-level "bat cave" providing plenty of hidden storage for water skis, wakeboards, ATVs, snowmobiles and all your year-round recreational gear.The fully finished lower level is made for unwinding. Challenge friends to a game of pool, enjoy a cold drink or relax in the luxurious steam shower after a day on the water.This is the kind of place your family will look forward to returning to, season after season-a true lakeside retreat ready to become your happy place.

MLS number
E13759248
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
L0B 1B0
Photos
49
2days · this listing
84days · this property (2 listings)

This home has been listed 2 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

84 days on the market across 2 listings
This listing shows 2 days on its own. The counter restarts each time a property is relisted, so the total above is how long it has actually been for sale. Time when it was off the market is not counted.

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Rural Scugog160 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$603k$1.70M$2.80M20252026this home’s asking price
$743klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d15d30d20252026
20dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in rural scugog. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 976 people.

$100,000Median household income
92.1%Own their home
100%Detached houses
52Median age
6.1%Born outside Canada
12.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35180064 — the few blocks around this address, home to 976 people. It describes the area, not this property.

976Population
46.5Average age
2.3Household size
$106,800Average household income
$100,000Median household income
92%Own their home
8%Rent
0%Condominiums
6%Born outside Canada
12%University degree
$728,000Average home value
7%Low income
51%Not in the labour force
21%Never married
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9993%
$40,000 to $44,9991%
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9992%
$70,000 to $79,9993%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over33%
$100,000 to $124,99910%
$125,000 to $149,9999%
$150,000 to $199,9999%
$200,000 and over7%

Percentages are of the 630 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$550,600 · minimum here is $550,600
$12,189.69per month
Borrowed before insurance$2,202,400
Total borrowed$2,202,400
Interest over 25 years at 4.5%$1,454,507

If you rented it out

Monthly rent starts from the median of recent 4-bedroom leases in Rural Scugog. Change it to anything you like.

-$10,053.94per month out of pocket
Rent$3,250.00
Everything it costs to hold$13,303.94
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Frank Real Estate. Listing data provided by the Toronto Regional Real Estate Board.