Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

415 Sea Ray Ave Avenue 438, Innisfil, ON L9S 0R5

2 beds · 2 baths · 2 kitchens · 6 rooms · 1 parking space · 800-899 sq ft · Locker · Laundry in unit · Condo Apartment
$519,000

Also includedCommon Elements · Building Insurance · Parking

Maintenance fee
$595 / month
Property tax
$4,556 / year
Included in the fee
Common Elements, Building Insurance, Parking

**Rarely offered penthouse facing the forest!** Experience elevated resort living at Friday Harbour Resort in this beautifully appointed 2-bedroom, 2-bathroom west-facing suite. Designed for both comfort and style, this open-concept layout is filled with natural light and seamlessly extends to a private outdoor space-perfect for enjoying breathtaking sunset views. The modern kitchen features sleek finishes, ample cabinetry, and a functional layout ideal for entertaining or everyday living. The spacious primary suite offers a serene retreat with its own ensuite bath, while the second bedroom provides flexibility for guests, a home office, or additional living space. Step outside and immerse yourself in a true four-season lifestyle. From waterfront dining, boutique shopping, and the vibrant boardwalk to boating, golfing at The Nest, scenic walking trails, and the Beach Club-everything is at your doorstep. Located just minutes from Barrie and within easy reach of the GTA, this is more than a home-it's a lifestyle investment. Whether you're looking for a full-time residence, weekend escape, or income-generating property, this west-facing unit delivers the perfect balance of relaxation and energy in one of Ontario's most sought-after resort communities. **EXTRAS** Lifestyle Investment: Lake Club Fee $230.60/Month, Annual Fee $1,751.27/Year. Buyer to pay 2% plus HST FH association fee

MLS number
N13099802
Type
Condo Apartment
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
L9S 0R5
Photos
39
Locker
Yes — Owned (locker A)
Laundry
Ensuite
Included in the fee
Common Elements, Building Insurance, Parking
129days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,290 people.

$99,000Median household income
76%Own their home
46.7%Detached houses
50.4Median age
23.1%Born outside Canada
29.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35431150 — the few blocks around this address, home to 1,290 people. It describes the area, not this property.

1,290Population
45.9Average age
2.1Household size
$133,000Average household income
$99,000Median household income
76%Own their home
24%Rent
59%Condominiums
23%Born outside Canada
30%University degree
$868,000Average home value
9%Low income
44%Not in the labour force
21%Never married
Under $5,0001%
$10,000 to $14,9991%
$15,000 to $19,9991%
$20,000 to $24,9992%
$25,000 to $29,9991%
$30,000 to $34,9991%
$35,000 to $39,9993%
$40,000 to $44,9991%
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9995%
$70,000 to $79,9993%
$80,000 to $89,9995%
$90,000 to $99,9993%
$100,000 and over34%
$100,000 to $124,9997%
$125,000 to $149,9996%
$150,000 to $199,9997%
$200,000 and over12%

Percentages are of the 910 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$103,800 · minimum here is $26,900
$2,298.02per month
Borrowed before insurance$415,200
Total borrowed$415,200
Interest over 25 years at 4.5%$274,206

If you rented it out

-$3,272.69per month out of pocket
Rent$0.00
Everything it costs to hold$3,272.69
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX REALTRON REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.