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644 Rose Lane, Innisfil, ON L9S 2H5

4 beds · 2 baths · 1 kitchen · 7 rooms · 12 parking spaces · 1100-1500 sq ft · Laundry on the main level level · Detached
$699,900
Property tax
$3,165 / year

Experience the best of Lake Simcoe living in this charming 4-bedroom, 2-bathroom bungalow nestled on a private lot surrounded by mature trees. Located just steps from your private deeded access Beach, this property offers an incredible opportunity to enjoy a relaxed lakeside lifestyle with swimming, boating, fishing, and beautiful sunsets right at your doorstep.Freshly painted and featuring updated flooring throughout, the approximately 1,500 sq. ft. home offers a bright and welcoming interior. The spacious primary bedroom includes a walkout to the rear deck, creating the perfect space to enjoy your morning coffee while overlooking the peaceful backyard. The cozy living room is highlighted by a WETT-certified wood stove, ideal for gathering with family and friends during every season. Outside, you'll find an oversized detached 2-car garage and a paved driveway with plenty of room for vehicles, tools, and recreational equipment. Backing onto a wooded area, the property offers exceptional privacy and a natural setting rarely found this close to the lake. Situated in the sought-after community of Alcona, you're only minutes from local shops, restaurants, schools, parks, and everyday amenities, with Barrie a short drive away from home. Whether you're searching for a year-round residence, a weekend getaway, or a place to create lasting family memories, this property offers the perfect blend of comfort, nature, and lakeside living.

MLS number
N13734222
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
L9S 2H5
Photos
48
Laundry
Main Level level
11days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Goodfellow Public School
Simcoe County DSB
Elementary1.2 km5.2 / 10
52% met the standard
Holy Cross Catholic School
Simcoe Muskoka CDSB
Elementary1.8 km6.3 / 10
63% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Alcona468 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$696k$787k$879k20252026this home’s asking price
$772klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d16d33d20252026
22dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in alcona. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 525 people.

$89,000Median household income
89.5%Own their home
92.9%Detached houses
42.8Median age
17%Born outside Canada
11.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35431277 — the few blocks around this address, home to 525 people. It describes the area, not this property.

525Population
40.6Average age
2.5Household size
$102,000Average household income
$89,000Median household income
90%Own their home
11%Rent
0%Condominiums
17%Born outside Canada
11%University degree
$632,000Average home value
14%Low income
38%Not in the labour force
26%Never married
$5,000 to $9,9992%
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9994%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9994%
$50,000 to $59,9994%
$60,000 to $69,9995%
$70,000 to $79,9994%
$80,000 to $89,9994%
$90,000 to $99,9995%
$100,000 and over30%
$100,000 to $124,99911%
$125,000 to $149,9997%
$150,000 to $199,9999%
$200,000 and over5%

Percentages are of the 280 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$139,980 · minimum here is $44,990
$3,099.01per month
Borrowed before insurance$559,920
Total borrowed$559,920
Interest over 25 years at 4.5%$369,782

If you rented it out

-$3,362.76per month out of pocket
Rent$0.00
Everything it costs to hold$3,362.76
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX REALTY SPECIALISTS INC.. Listing data provided by the Toronto Regional Real Estate Board.