Homula Realty Brokerage
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4244 4th Line, Bradford West Gwillimbury, ON L3Z 0Y7

Farm
$973,500

This versatile property situated on an over half-acre lot boasts incredible functional, commercial, and logistical capabilities. Large 1,400 sq. ft. workshop (40' x 32' x 14') essential for farmers, truck operators, or contractors needing the ultimate workspace to store and work on heavy equipment, paired with the highly sought-after ability to comfortably park 3 to 5 commercial trucks, trailers, or rigs right on site. Whether you are a local farmer needing a dedicated shop, a logistics operator needing commercial truck parking, a contractor, or a family seeking room to grow, this Bradford gem delivers a lifestyle standard town living simply cannot match.The property features a solid brick bungalow surrounded by countryside, complete with a durable, long-lasting metal roof and the rare freedom of wide-open outdoor space right in your backyard. Perfect for family living, the main residence offers a spacious 3-bedroom, 1-bathroom home with a separate entrance leading to a partially finished basement-ideal for extra living space or income potential-along with the added efficiency and comfort of a natural gas hookup. Note: Some pictures have been virtually staged. The listing displays both virtually staged photos and original photos of the property.

MLS number
N13758708
Type
Farm
Status
Active
Bedrooms
—
Bathrooms
—
Postal code
L3Z 0Y7
Photos
49
Property tax
$5,522 / year
2days · this listing
17days · this property (3 listings)

This home has been listed 3 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

17 days on the market across 3 listings
This listing shows 2 days on its own. The counter restarts each time a property is relisted, so the total above is how long it has actually been for sale. Time when it was off the market is not counted.

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$194,700 · minimum here is $72,350
$4,310.45per month
Borrowed before insurance$778,800
Total borrowed$778,800
Interest over 25 years at 4.5%$514,334

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$3,147.61per month out of pocket
Rent$1,623.00
Everything it costs to hold$4,770.61
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE RCR REALTY. Listing data provided by the Toronto Regional Real Estate Board.