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3211 Cowan Avenue, Innisfil, ON L9S 2K2

3+2 beds · 2 baths · 1 kitchen · 7+5 rooms · 8 parking spaces · 1500-2000 sq ft · Detached
$799,000
Property tax
$4,012 / year

Welcome to this beautifully updated 3-bedroom home, tucked away on a quiet, family-friendly cul-de-sac in Innisfil. Peaceful and private, yet close to everything you need. Inside, the bright open-concept layout brings the kitchen, dining and living areas together. The renovated kitchen features a large island, modern finishes and plenty of space for family dinners or entertaining. The updated bathroom adds a little luxury, with a freestanding tub, glass shower and stylish finishes.The lower level offers even more, with space for two additional bedrooms, a bathroom with shower, and kitchen rough-ins already in place. Perfect for extended family, older children, or with potential to create a separate 2-bedroom income suite. The large backyard gives kids room to play and adults plenty of space for summer dinners, gardening and entertaining. Out front, the oversized driveway accommodates up to 8 vehicles. The septic bed is conveniently located in the front yard, leaving the backyard open and usable. The property is serviced by a drilled well, meaning no municipal water bill. Major updates include a new water heater and furnace installed in 2025, upgraded attic insulation for improved energy efficiency, a smart thermostat, a water softener and an iron filtration system. Everything is owned, with no rental equipment. And the location is hard to beat, with easy access to Hwy 400 and the GO Station, and just minutes from Lake Simcoe beaches, Innisfil Beach Park, Friday Harbour Resort, parks, shopping and everyday amenities.A home that works for family life today, with extra space, income potential and room to grow.

MLS number
N13760224
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
2
Postal code
L9S 2K2
Photos
39
3days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Rural Innisfil309 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$701k$811k$922k20252026this home’s asking price
$875klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d18d37d20252026
19dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in rural innisfil. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 485 people.

$90,000Median household income
97.4%Own their home
94.7%Detached houses
44.4Median age
12.5%Born outside Canada
9.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35431148 — the few blocks around this address, home to 485 people. It describes the area, not this property.

485Population
41.1Average age
2.6Household size
$95,000Average household income
$90,000Median household income
97%Own their home
3%Rent
0%Condominiums
13%Born outside Canada
10%University degree
$720,000Average home value
5%Low income
59%Not in the labour force
25%Never married
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9992%
$50,000 to $59,9996%
$60,000 to $69,9994%
$70,000 to $79,9998%
$80,000 to $89,9994%
$90,000 to $99,9996%
$100,000 and over33%
$100,000 to $124,99910%
$125,000 to $149,9998%
$150,000 to $199,99912%
$200,000 and over4%

Percentages are of the 255 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$159,800 · minimum here is $54,900
$3,537.80per month
Borrowed before insurance$639,200
Total borrowed$639,200
Interest over 25 years at 4.5%$422,140

If you rented it out

-$3,872.13per month out of pocket
Rent$0.00
Everything it costs to hold$3,872.13
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by COLDWELL BANKER THE REAL ESTATE CENTRE. Listing data provided by the Toronto Regional Real Estate Board.