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Lot 64 Whispering Pine Circle, Tiny, ON L0M 0C2

< 700 sq ft · Vacant Land
$179,000
Property tax
$375 / year

Treed building lot situated in Rural Tiny, less than a 10 minute drive to town/amenities. Build your dream home here, enjoy the benefits of this location that include a boat launch, marinas, waterways to Georgian Bay, a park, playground, the OFSCA trail system and more. Full development charges apply. Ontario Expands HST Rebate to Lower the Cost of New Homes in Partnership with the Federal Government:: For a new home purchased from a builder, the enhanced relief would generally be available if:the agreement of purchase and sale for the home was entered into with the builder on or after April 1, 2026, and on or before March 31, 2027; and construction of the home begins on or before December 31, 2028, and the home is substantially completed on or before December 31, 2031

MLS number
S12087204
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
L0M 0C2
Photos
9
Laundry
Not in the unit
514days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$35,800 · minimum here is $8,950
$792.57per month
Borrowed before insurance$143,200
Total borrowed$143,200
Interest over 25 years at 4.5%$94,572

If you rented it out

-$823.82per month out of pocket
Rent$0.00
Everything it costs to hold$823.82
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage In Touch Realty. Listing data provided by the Toronto Regional Real Estate Board.