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2295 Lakeshore Road E, Oro-Medonte, ON L0L 1T0

1+2 beds · 2 baths · 1 kitchen · 4+5 rooms · 9 parking spaces · 700-1100 sq ft · Laundry on the lower level level · Detached
$1,398,000
Property tax
$4,532 / year

Gorgeous south east views of Lake Simcoe sitting on the edge of Carthew Bay. This well cared for waterfront gem is ready to be your year round sanctuary. 60' of water frontage, located less than 15 minutes to Orillia for shopping, 25 mins to Barrie and an hour from the GTA, access and convenience is second to none. This home can be an ideal weekend retreat, or for those who cherish waterfront living, an all year round home. Bask in the sun on the 4'x45' + 8'x10' aluminum fixed dock with composite boards. Extensive hardscaping with armour stone at the rear of the lot leading down to the waterfront and multiple decks/patios to choose from. Full finished walk out basement containing finished rec room, two bedrooms and a 3 piece bath. Appliances included. Seller is Registered Sales Person New furnace and AC 2018, new HW tank 2024, new roof 2019, new septic 2017, new electrical panel 2023

MLS number
S12957458
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
L0L 1T0
Photos
12
Laundry
Lower Level level
161days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Rural Oro-Medonte — 244 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$787k$1.10M$1.41M20252026this home’s asking price
$878klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d22d45d20252026
24dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in rural oro-medonte. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 718 people.

$104,000Median household income
96.8%Own their home
54.4Median age
9.8%Born outside Canada
30.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35431159 — the few blocks around this address, home to 718 people. It describes the area, not this property.

718Population
47.9Average age
2.4Household size
$126,000Average household income
$104,000Median household income
97%Own their home
3%Rent
0%Condominiums
10%Born outside Canada
30%University degree
$1,110,000Average home value
7%Low income
63%Not in the labour force
20%Never married
$5,000 to $9,9991%
$20,000 to $24,9991%
$25,000 to $29,9991%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9991%
$45,000 to $49,9992%
$50,000 to $59,9996%
$60,000 to $69,9995%
$70,000 to $79,9992%
$80,000 to $89,9992%
$90,000 to $99,9993%
$100,000 and over37%
$100,000 to $124,9998%
$125,000 to $149,9995%
$150,000 to $199,99910%
$200,000 and over13%

Percentages are of the 435 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$279,600 · minimum here is $114,800
$6,190.04per month
Borrowed before insurance$1,118,400
Total borrowed$1,118,400
Interest over 25 years at 4.5%$738,612

If you rented it out

-$6,567.71per month out of pocket
Rent$0.00
Everything it costs to hold$6,567.71
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by EXP REALTY. Listing data provided by the Toronto Regional Real Estate Board.