Homula Realty Brokerage
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739 Concession 15 Road W 11A, Tiny, ON L9M 0H7

2 beds · 2 baths · 1 kitchen · 6 rooms · 2 parking spaces · 1100-1500 sq ft · Other
$795,000
Property tax
$1,750 / year

Welcome to the last available beachfront home in the highly sought-after Georgian Bay Beach Club-an affordable, four-season waterfront co-ownership (not a co-op!) offering breathtaking panoramic views and effortless lock-and-leave living on one of the area's most beautiful sandy beaches. This thoughtfully designed residence features 2 bedrooms and 2 bathrooms, ideal for weekend getaways, full-time living, or as an income-generating investment. The primary suite is a peaceful retreat, complete with a private ensuite, walk-in closet with in-suite laundry, and a walkout to the terrace-wake each day to the soothing sound of waves and stunning lake views. The bright, open-concept living space is perfect for entertaining, showcasing soaring ceilings, expansive windows, and uninterrupted views of Georgian Bay. The kitchen is both stylish and functional, featuring a central island and gas stove-perfect for casual meals or hosting after a day by the water. Step outside to your private waterfront patio, where mornings begin with coffee by the shore and evenings end with unforgettable sunsets. Fully winterized and requiring no rental license, this property offers exceptional flexibility for both personal enjoyment and investment. Ownership is truly carefree, with property taxes, water, heat, snow removal, landscaping, maintenance, and common elements all included-along with exclusive access to the private beach and heated saltwater pool. Spend your summers poolside or barefoot in the sand, surrounded by a welcoming community of full-time and seasonal residents. This is more than a home-it's a lifestyle. The final beachfront opportunity at Georgian Bay Beach Club is here. Don't miss it.

MLS number
S12964302
Type
Other
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
L9M 0H7
Photos
25
157days · this listing
542days · this property (3 listings)

This home has been listed 3 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

542 days on the market across 3 listings
This listing shows 157 days on its own. The counter restarts each time a property is relisted, so the total above is how long it has actually been for sale. Time when it was off the market is not counted.

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 712 people.

$75,000Median household income
88.9%Own their home
95.2%Detached houses
55.2Median age
15.1%Born outside Canada
16.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35430555 — the few blocks around this address, home to 712 people. It describes the area, not this property.

712Population
48.5Average age
2.3Household size
$84,000Average household income
$75,000Median household income
89%Own their home
11%Rent
0%Condominiums
15%Born outside Canada
17%University degree
$745,000Average home value
13%Low income
18%Never married
Under $5,0001%
$10,000 to $14,9991%
$15,000 to $19,9993%
$20,000 to $24,9991%
$25,000 to $29,9993%
$30,000 to $34,9993%
$35,000 to $39,9994%
$40,000 to $44,9993%
$45,000 to $49,9994%
$50,000 to $59,9998%
$60,000 to $69,9995%
$70,000 to $79,9994%
$80,000 to $89,9994%
$90,000 to $99,9995%
$100,000 and over27%
$100,000 to $124,9999%
$125,000 to $149,9996%
$150,000 to $199,9998%
$200,000 and over4%

Percentages are of the 395 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$159,000 · minimum here is $54,500
$3,520.09per month
Borrowed before insurance$636,000
Total borrowed$636,000
Interest over 25 years at 4.5%$420,026

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$2,340.92per month out of pocket
Rent$1,325.00
Everything it costs to hold$3,665.92
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Revel Realty Inc. Listing data provided by the Toronto Regional Real Estate Board.