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244 North Shore Drive, Tiny, ON L9M 0T8

Vacant Land
$1,185,000

VACANT WATERFRONT LOT AT CEDAR POINT - READY TO BUILD YOUR DREAM HOME! Escape to the shores of Cedar Point and build the legacy property you've always imagined on 186ft of waterfront. This desirable, sought after lot on Georgian Bay offers shallow, crystal-clear water perfect for swimming, paddle-boarding, and kayaking, with sweeping views of Christian Island and Beckwith Island, just a short boat ride away.Beyond the beach, explore all that the area has to offer: cycling along scenic country roads, hiking trails through Awenda Provincial Park, golf at nearby courses, and just 15 minutes from the culture and dining of Midland and Penetanguishene. Whether you envision a modern retreat or a classic cottage, this lot presents an unparalleled opportunity to build your own slice of Georgian Bay paradise. Selling Part 1 as shown in the images. Taxes to be assessed. Potable water well. The lot has been confirmed by Tiny Township to have the capacity for a septic system. The lot has been confirmed by Tiny Township to have space to construct a driveway running off North Shore Dr. Building permits to be obtained by buyer.

MLS number
S13012614
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
L9M 0T8
Photos
14
Laundry
Not in the unit
148days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 643 people.

$84,000Median household income
96.9%Own their home
100%Detached houses
60.4Median age
17.1%Born outside Canada
26.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35430552 — the few blocks around this address, home to 643 people. It describes the area, not this property.

643Population
53.6Average age
2.1Household size
$104,000Average household income
$84,000Median household income
97%Own their home
3%Rent
0%Condominiums
17%Born outside Canada
27%University degree
$1,040,000Average home value
8%Low income
19%Never married
$10,000 to $14,9992%
$15,000 to $19,9991%
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9991%
$35,000 to $39,9992%
$40,000 to $44,9991%
$45,000 to $49,9995%
$50,000 to $59,9996%
$60,000 to $69,9993%
$70,000 to $79,9996%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over30%
$100,000 to $124,99910%
$125,000 to $149,9996%
$150,000 to $199,9997%
$200,000 and over6%

Percentages are of the 435 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$237,000 · minimum here is $93,500
$5,246.92per month
Borrowed before insurance$948,000
Total borrowed$948,000
Interest over 25 years at 4.5%$626,077

If you rented it out

-$5,246.92per month out of pocket
Rent$0.00
Everything it costs to hold$5,246.92
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Locations North. Listing data provided by the Toronto Regional Real Estate Board.