Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

363 & 361 Cedar Street, Collingwood, ON L9Y 3B2

4 beds · 4 baths · 2 kitchens · 10 rooms · 4 parking spaces · 2000-2500 sq ft · Laundry on the main level level · Duplex
$995,000
Property tax
$5,832 / year

363 & 361 Cedar is an exceptional opportunity, right in the heart of Collingwood. This beautifully renovated duplex lives more like two semi-detached homes, offering flexibility for investors, multi-generational living, or those looking to offset their mortgage with rental income. Set on a generous 70 x 165 ft lot, each 2 bedroom, 2 bathroom unit enjoys its own private, fully fenced yard, creating two distinct and functional living spaces. The units are both bright and open on the main floor and walk out to their respective private backyard each with a Napoleon barbecue, outdoor patio sets, and large fenced in yards. Fantastic Collingwood location with a 15 minute walk to downtown, with vibrant shops, restaurants, galleries, farmers market, and year round events. 15 minute walk to the waterfront, and 5 minutes to one of Collingwood's top elementary schools, along with aquatic centre, baseball diamonds, skate park, and dog park. A short drive connects you to Blue Mountain Village, private ski clubs, golf courses. Some of the region's best mountain, road, and gravel cycling is right outside your door. The property also presents future upside. With the potential for severance (subject to town approvals and servicing requirements), there is an opportunity here for those looking to add value over time. Whether you're seeking strong income potential or a versatile property in a prime lifestyle location, this is a rare offering in today's market. 361 Cedar (Left Side) is currently tenanted with a reliable long-term tenant paying $2,400/month + hydro & gas, providing immediate, stable income. 363 Cedar (Right Side) is vacant and ready for occupancy, previously rented for $2,600/month + hydro & gas, offering strong income potential or the option to move in and enjoy.

MLS number
S13022370
Type
Duplex
Status
Active
Bedrooms
4
Bathrooms
4
Postal code
L9Y 3B2
Photos
47
Laundry
Main Level level
145days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
National Ski AcademySecondary293 mNot reported
Mountain View Public School
Simcoe County DSB
Elementary469 m7.1 / 10
71% met the standard
Little House Montessori SchoolElementary594 mNot reported
Cameron Street Public School
Simcoe County DSB
Elementary910 m7.2 / 10
72% met the standard
Collingwood Collegiate Institute
Simcoe County DSB
Secondary1.2 km6.7 / 10
67% met the standard · 2 of 6 measures
St Marys - Collingwood Separate School
Simcoe Muskoka CDSB
Elementary1.6 km7.1 / 10
71% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 511 people.

$84,000Median household income
79.5%Own their home
79.1%Detached houses
44.8Median age
12.9%Born outside Canada
26.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35430885 — the few blocks around this address, home to 511 people. It describes the area, not this property.

511Population
44.2Average age
2.3Household size
$101,000Average household income
$84,000Median household income
80%Own their home
21%Rent
0%Condominiums
13%Born outside Canada
27%University degree
$820,000Average home value
8%Low income
52%Not in the labour force
24%Never married
$20,000 to $24,9992%
$25,000 to $29,9995%
$30,000 to $34,9992%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9997%
$60,000 to $69,9995%
$70,000 to $79,9992%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over28%
$100,000 to $124,9998%
$125,000 to $149,9997%
$150,000 to $199,9997%
$200,000 and over8%

Percentages are of the 300 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$199,000 · minimum here is $74,500
$4,405.64per month
Borrowed before insurance$796,000
Total borrowed$796,000
Interest over 25 years at 4.5%$525,693

If you rented it out

-$4,891.64per month out of pocket
Rent$0.00
Everything it costs to hold$4,891.64
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Locations North. Listing data provided by the Toronto Regional Real Estate Board.