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4359 Hepinstall Landing, Severn, ON L0K 2B0

3 beds · 2 baths · 1 kitchen · 7 rooms · 3 parking spaces · 1100-1500 sq ft · Detached
$688,000
Property tax
$2,142 / year

Turnkey waterfront home in the heart of Washago, set along the tranquil Green River and just under 1 hour from the GTA. This well-maintained 3-bedroom, 2-bathroom detached home offers year-round living, cottage lifestyle, and excellent short-term rental potential. Featuring 10-ft ceilings on the main floor, a bright and open layout, stainless steel appliances, newer forced-air propane furnace, and central A/C. The four-season Muskoka room overlooks the river, providing beautiful sunrise views. Upper level includes three spacious bedrooms, two with water views. Situated on a generous lot with a fully fenced yard and private sandy beach. Direct access to over 29 miles of waterways, ideal for boating, canoeing, paddleboarding, and fishing. Connected to municipal water and sewer. Conveniently located within walking distance to local shops, grocery stores, cafés, and public dock. Minutes to Centennial Park and public boat launch with access to Lake Couchiching and Lake Simcoe. Approx. 15 mins to Casino Rama and Webers, 10 mins to Lake St. George Golf Club, 30 mins to Barrie and Mount St. Louis, with easy access to Hwy 11, 400 & 404. Ideal for end users, cottage buyers, or investors.

MLS number
S13026314
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
L0K 2B0
Photos
22
Laundry
Not in the unit
144days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 4 times.

Sale history is for registered usersSee what this address sold for and when, across all 4 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Severn — 335 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$678k$740k$802k20252026this home’s asking price
$800klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
93%97%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d19d39d20252026
21dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in severn. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 525 people.

$86,000Median household income
92.7%Own their home
95.9%Detached houses
59.2Median age
13%Born outside Canada
22.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35440251 — the few blocks around this address, home to 525 people. It describes the area, not this property.

525Population
52.8Average age
2.1Household size
$105,000Average household income
$86,000Median household income
93%Own their home
7%Rent
0%Condominiums
13%Born outside Canada
22%University degree
$785,000Average home value
7%Low income
70%Not in the labour force
20%Never married
Under $5,0002%
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9993%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9995%
$45,000 to $49,9993%
$50,000 to $59,9993%
$60,000 to $69,9996%
$70,000 to $79,9995%
$80,000 to $89,9996%
$90,000 to $99,9996%
$100,000 and over28%
$100,000 to $124,9999%
$125,000 to $149,9993%
$150,000 to $199,9999%
$200,000 and over6%

Percentages are of the 325 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$137,600 · minimum here is $43,800
$3,046.32per month
Borrowed before insurance$550,400
Total borrowed$550,400
Interest over 25 years at 4.5%$363,495

If you rented it out

-$3,224.82per month out of pocket
Rent$0.00
Everything it costs to hold$3,224.82
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by CENTURY 21 ATRIA REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.