Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

182 Bayshore Drive, Ramara, ON L0K 1B0

3 beds · 3 baths · 1 kitchen · 10+6 rooms · 10 parking spaces · 2500-3000 sq ft · Detached
$1,288,000
Property tax
$6,125 / year

Welcome to 182 Bayshore Dr, a stunning waterfront retreat in sought-after Bayshore Village on Lake Simcoe. This approximate 3000 ft home/cottage offers 3 bedrooms, 3 bathrooms, and breathtaking lake views with multiple walkouts for seamless indoor/outdoor living. Situated on a large lot with direct lake access perfect for boating, swimming, and year-round enjoyment. Well maintained grounds offer space to relax or entertain. Enjoy member only ($1000/Year) Amenities: golf, tennis, pickleball, pool, and the Hayloft. Resort-style living at its best. Motivated seller. Bring an offer. The lot adjacent to 182 can be purchased as well, but not alone. Same owner.

MLS number
S13092232
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
L0K 1B0
Photos
37
Laundry
Not in the unit
130days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 6 times.

Sale history is for registered usersSee what this address sold for and when, across all 6 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Ramara237 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$591k$947k$1.30M20252026this home’s asking price
$788klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d16d33d20252026
29dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in ramara. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 700 people.

$88,000Median household income
100%Own their home
100%Detached houses
65.5Median age
19.2%Born outside Canada
24.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35431250 — the few blocks around this address, home to 700 people. It describes the area, not this property.

700Population
60Average age
2.1Household size
$120,400Average household income
$88,000Median household income
100%Own their home
0%Rent
0%Condominiums
19%Born outside Canada
25%University degree
$988,000Average home value
8%Low income
10%Never married
Under $5,0001%
$20,000 to $24,9991%
$25,000 to $29,9991%
$30,000 to $34,9991%
$35,000 to $39,9994%
$40,000 to $44,9993%
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9996%
$70,000 to $79,9995%
$80,000 to $89,9996%
$90,000 to $99,9994%
$100,000 and over30%
$100,000 to $124,9999%
$125,000 to $149,9996%
$150,000 to $199,9998%
$200,000 and over6%

Percentages are of the 465 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$257,600 · minimum here is $103,800
$5,702.99per month
Borrowed before insurance$1,030,400
Total borrowed$1,030,400
Interest over 25 years at 4.5%$680,496

If you rented it out

-$6,213.40per month out of pocket
Rent$0.00
Everything it costs to hold$6,213.40
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by SUTTON GROUP-ADMIRAL REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.