270 King Street, Midland, ON L4R 3M3
Position your business or investment in one of Midland's most prominent downtown commercial buildings, offering exceptional exposure at the high-traffic corner of King Street and Hugel Avenue. With three stories of flexible space, strong street presence, and zoning that supports a wide variety of commercial uses including office, retail, medical, and professional services, this property offers the scale, visibility, and versatility that are increasingly difficult to find in the downtown core. Originally built as a quality bank building, the property blends character with functionality through its open concept main floor, updated windows, updated roof with rooftop heating and A/C, and extensive storage space throughout. Surrounded by restaurants, shops, professional services, and the waterfront of beautiful Georgian Bay, the location benefits from consistent foot traffic and year-round visibility, making it an excellent opportunity for both investors and owner operators.
- MLS number
- S13104548
- Type
- Investment
- Status
- Active
- Bedrooms
- —
- Bathrooms
- —
- Postal code
- L4R 3M3
- Photos
- 30
- Property tax
- $9,015 / year
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Investment
- Class
- Commercial
- Community
- Midland
- Municipality
- Midland
- Cross street
- King St/Hugel Ave
- Zoning
- DC-F2
Land
- Lot
- 26 × 80 feet
- Shape
- Rectangular
Heating, cooling and services
- Heating
- Gas Forced Air Closed
- Cooling
- Yes
- Water
- Municipal
Listing
- MLS number
- S13104548
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-05-08
- Expires
- 2026-11-30
- Taxes
- $9,015 (2025)
- Board
- One Point Association of REALTORS
Listing history
No previous listings found for this address.
Where this property is
Where this address sits, matched against open government data.
Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| Mundy's Bay Elementary Public School Simcoe County DSB | Elementary | 868 m | / 10 58% met the standard |
| Huron Park Public School Simcoe County DSB | Elementary | 1.1 km | / 10 68% met the standard |
| Sacred Heart School Simcoe Muskoka CDSB | Elementary | 1.1 km | / 10 40% met the standard · 3 of 6 measures |
| Georgian Bay District Secondary School Simcoe County DSB | Secondary | 1.5 km | / 10 62% met the standard · 2 of 6 measures |
| Bayview Public School Simcoe County DSB | Elementary | 1.4 km | / 10 56% met the standard |
| St Theresa's Separate School Simcoe Muskoka CDSB | Secondary | 1.7 km | / 10 59% met the standard · 2 of 6 measures |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 418 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35430582 — the few blocks around this address, home to 418 people. It describes the area, not this property.
Percentages are of the 250 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.