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465 SILVER BIRCH Drive, Tiny, ON L9M 0M5

Vacant Land
$419,777
Property tax
$600 / year

Build your dream home on this cleared lot located at 465 Silver Birch Drive in Tiny, situated in the prestigious Thunder Beach area. Ready for construction, this property offers an excellent opportunity to create a custom home in a sought-after waterside community. Enjoy the view being within a 2 minute walk to beach access on the beautiful shores of Georgian Bay, while still only approximately 20 minutes from all local amenities and surrounding travel destinations. Offering a cleared lot, drilled well, drainage installed on whole property, driveway completed. Buyers have the option to build from a selection of pre-designed homes or work with a design team to customize a plan to suit their needs (drawings available). A rare opportunity to secure a prime building lot in a desirable location.

MLS number
S13121232
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
L9M 0M5
Photos
9
Laundry
Not in the unit
123days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 5 times.

Sale history is for registered usersSee what this address sold for and when, across all 5 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 643 people.

$84,000Median household income
96.9%Own their home
100%Detached houses
60.4Median age
17.1%Born outside Canada
26.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35430552 — the few blocks around this address, home to 643 people. It describes the area, not this property.

643Population
53.6Average age
2.1Household size
$104,000Average household income
$84,000Median household income
97%Own their home
3%Rent
0%Condominiums
17%Born outside Canada
27%University degree
$1,040,000Average home value
8%Low income
19%Never married
$10,000 to $14,9992%
$15,000 to $19,9991%
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9991%
$35,000 to $39,9992%
$40,000 to $44,9991%
$45,000 to $49,9995%
$50,000 to $59,9996%
$60,000 to $69,9993%
$70,000 to $79,9996%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over30%
$100,000 to $124,99910%
$125,000 to $149,9996%
$150,000 to $199,9997%
$200,000 and over6%

Percentages are of the 435 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$83,955 · minimum here is $20,989
$1,910.73per month
Borrowed before insurance$335,822
Default insurance premium, added to the loan$9,403
Total borrowed$345,225
Interest over 25 years at 4.5%$227,993

If you rented it out

-$1,960.73per month out of pocket
Rent$0.00
Everything it costs to hold$1,960.73
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Georgian Bay Realty Ltd. Listing data provided by the Toronto Regional Real Estate Board.