Homula Realty Brokerage
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70 Laguna Parkway 9, Ramara, ON L0K 1B0

2 beds · 2 baths · 1 kitchen · 5 rooms · 1 parking space · 1000-1199 sq ft · Locker · Laundry: In Kitchen · Condo Townhouse
$364,000

Also includedCommon Elements · Building Insurance · Parking

Maintenance fee
$710 / month
Property tax
$3,140 / year
Included in the fee
Common Elements, Building Insurance, Parking

Welcome to Pine Tree Villas in The Wonderful Waterfront Community of Lagoon City! This Waterfront End Unit Bungalow Condo Has An Outstanding Canal & Sunset View and a Large Common Area Greenspace. Featuring Direct Access To Lake Simcoe & Trent Severn Waterways System. Private Boat Mooring On The Common Elements Shorewall. This 2 Bed & 2 Full Bathroom Condo Is Perfect For Four Season Living Or A Weekend Cottage Getaway. It Features A Patio Walkout To Large Private Sun Deck. The Oversized Kitchen Features Stackable Laundry Machines. A Large Walk In Storage Locker With Shelving Is Located On The Porch (Ensuite & Exclusive). Mature Trees & Landscaping. Lagoon City Features 2 Private Resident Beaches, Marina, Restaurants, Community Centre, Yacht Club, Racquet Club (Tennis & Pickleball) & Trails. Municipal Services & High Speed Internet. Local Area Include Groceries, Gas, Restaurants, LCBO/Beer, Post Office, Dog Park, Walk In Clinic, Library & Places of Worship etc. The GTA Is Only 1.5 Hours. Casino Rama offers world class entertainment and fine dining - only 20 minute drive. The Estate Trustee Is Selling in AS - IS Condition.

MLS number
S13211276
Type
Condo Townhouse
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
L0K 1B0
Photos
22
Locker
Yes — Ensuite and Exclusive
Laundry
In Kitchen
Included in the fee
Common Elements, Building Insurance, Parking
109days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 4 times.

Sale history is for registered usersSee what this address sold for and when, across all 4 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Brechin Public School
Simcoe County DSB
Elementary1.8 km7.5 / 10
75% met the standard
Foley Catholic School
Simcoe Muskoka CDSB
Elementary2.4 km3.0 / 10
30% met the standard · 2 of 6 measures
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 535 people.

$84,000Median household income
91.7%Own their home
74.5%Detached houses
64Median age
27.6%Born outside Canada
25.6%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35431247 — the few blocks around this address, home to 535 people. It describes the area, not this property.

535Population
60.2Average age
2Household size
$81,000Average household income
$84,000Median household income
92%Own their home
8%Rent
25%Condominiums
28%Born outside Canada
26%University degree
$750,000Average home value
10%Low income
11%Never married
Under $5,0001%
$15,000 to $19,9991%
$20,000 to $24,9991%
$25,000 to $29,9991%
$30,000 to $34,9993%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9991%
$50,000 to $59,9997%
$60,000 to $69,9995%
$70,000 to $79,9993%
$80,000 to $89,9998%
$90,000 to $99,9997%
$100,000 and over27%
$100,000 to $124,9999%
$125,000 to $149,9995%
$150,000 to $199,9997%
$200,000 and over7%

Percentages are of the 370 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$72,800 · minimum here is $18,200
$1,611.71per month
Borrowed before insurance$291,200
Total borrowed$291,200
Interest over 25 years at 4.5%$192,314

If you rented it out

-$2,583.38per month out of pocket
Rent$0.00
Everything it costs to hold$2,583.38
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by FOREST HILL REAL ESTATE INC.. Listing data provided by the Toronto Regional Real Estate Board.