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347 Balm Beach Road W, Tiny, ON L0L 2J0

3 beds · 2 baths · 1 kitchen · 8 rooms · 4 parking spaces · 1100-1500 sq ft · Laundry on the main level level · Detached
$749,000
Property tax
$1,785 / year

Welcome to your perfect Balm Beach retreat, where modern upgrades meet the laid-back lifestyle of one of Georgian Bay's most beloved waterfront communities. Whether you're searching for a year-round residence, weekend getaway, or income-generating investment property, this exceptional home checks every box. Completely renovated with quality and comfort in mind, this property offers the peace of mind that today's buyers are looking for. Major improvements include new plumbing and electrical systems (2022), a high-efficiency gas furnace (2026), water softener, iron filter and UV water treatment system (2022), spray foam insulation, lawn irrigation system, all new appliances (2022), and smart home technology throughout. The result is a truly move-in-ready home where the heavy lifting has already been done. Inside, you'll find a bright and welcoming interior featuring 3 comfortable bedrooms and 2 full bathrooms, thoughtfully designed for both everyday living and entertaining. The open-concept living spaces create a warm and inviting atmosphere, perfect for gathering with family and friends after a day at the beach. Location is everything, and this home delivers. Enjoy the convenience of being just a short walk from Balm Beach's famous sandy shoreline, local restaurants, seasonal events, and breathtaking Georgian Bay sunsets. Spend your days swimming, boating, paddleboarding, cycling, or simply enjoying the relaxed beach-town atmosphere that makes this community so desirable. Rarely does a property combine this level of renovation, lifestyle, and investment opportunity in such a sought-after location. Simply unpack, relax, and start enjoying everything Balm Beach has to offer.

MLS number
S13228170
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
L0L 2J0
Photos
40
Laundry
Main Level level
103days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Rural Tiny — 311 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$652k$999k$1.35M20252026this home’s asking price
$728klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d28d56d20252026
26dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in rural tiny. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 603 people.

$70,000Median household income
75.5%Own their home
91.2%Detached houses
55.6Median age
17.6%Born outside Canada
14%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35430915 — the few blocks around this address, home to 603 people. It describes the area, not this property.

603Population
49.9Average age
2.1Household size
$90,000Average household income
$70,000Median household income
76%Own their home
25%Rent
0%Condominiums
18%Born outside Canada
14%University degree
$588,000Average home value
12%Low income
18%Never married
$20,000 to $24,9993%
$25,000 to $29,9996%
$30,000 to $34,9991%
$35,000 to $39,9996%
$40,000 to $44,9994%
$45,000 to $49,9993%
$50,000 to $59,9999%
$60,000 to $69,9996%
$70,000 to $79,9996%
$80,000 to $89,9999%
$90,000 to $99,9993%
$100,000 and over23%
$100,000 to $124,99910%
$125,000 to $149,9994%
$150,000 to $199,9996%
$200,000 and over3%

Percentages are of the 350 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$149,800 · minimum here is $49,900
$3,316.41per month
Borrowed before insurance$599,200
Total borrowed$599,200
Interest over 25 years at 4.5%$395,723

If you rented it out

-$3,465.16per month out of pocket
Rent$0.00
Everything it costs to hold$3,465.16
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Locations North. Listing data provided by the Toronto Regional Real Estate Board.