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55 Topaz Street, Wasaga Beach, ON L9Z 1X7

2 beds · 1 bath · 1 kitchen · 6 rooms · 2 parking spaces · 700-1100 sq ft · Modular Home
$277,000
Property tax
$1,035 / year

Year-round lifestyle living just a short walk from the beach! This well-kept 2-bedroom, 859 sq. ft. home offers an easy, low-maintenance retreat in the desirable Lakes of Wasaga Parkbridge Resort community. The bright and functional layout features an inviting eat-in kitchen with ample cabinetry, pantry storage, and plenty of natural light. Laminate flooring flows throughout, while central air, a forced-air gas furnace, and a cozy gas fireplace provide comfort in every season. Enjoy all the perks of resort-style living with access to an impressive collection of amenities, including four outdoor pools, one indoor pool, playground, mini golf, tennis courts, walking paths, and more. A convenient path leads directly toward the beach, making it easy to enjoy summer days by the water. Close to shopping, restaurants, and local conveniences, this property is a wonderful opportunity for those seeking a relaxed year-round lifestyle in a vibrant recreational community. Updates: Roof (2021) Furnace (2021) Fireplace (2021) A/C (2021) Eves (2021) Taps & sink WR (2021) Fridge (2023) Toilet (2024) Sunroom Floor (2024) Kit. Sink (2025) Deck (2025)

MLS number
S13239498
Type
Modular Home
Status
Active
Bedrooms
2
Bathrooms
1
Postal code
L9Z 1X7
Photos
34
100days · this listing
278days · this property (2 listings)

This home has been listed 2 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

278 days on the market across 2 listings
This listing shows 100 days on its own. The counter restarts each time a property is relisted, so the total above is how long it has actually been for sale. Time when it was off the market is not counted.

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,488 people.

$52,000Median household income
84.7%Own their home
56.8%Detached houses
67.5Median age
21.3%Born outside Canada
6%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35430931 — the few blocks around this address, home to 1,488 people. It describes the area, not this property.

1,488Population
61.9Average age
1.8Household size
$63,300Average household income
$52,000Median household income
85%Own their home
15%Rent
20%Condominiums
21%Born outside Canada
6%University degree
$446,000Average home value
17%Low income
15%Never married
Under $5,0001%
$10,000 to $14,9991%
$15,000 to $19,9992%
$20,000 to $24,9997%
$25,000 to $29,9995%
$30,000 to $34,9997%
$35,000 to $39,9997%
$40,000 to $44,9997%
$45,000 to $49,9996%
$50,000 to $59,9999%
$60,000 to $69,9998%
$70,000 to $79,9997%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over13%
$100,000 to $124,9996%
$125,000 to $149,9994%
$150,000 to $199,9992%
$200,000 and over1%

Percentages are of the 845 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$55,400 · minimum here is $13,850
$1,226.50per month
Borrowed before insurance$221,600
Total borrowed$221,600
Interest over 25 years at 4.5%$146,349

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$850.75per month out of pocket
Rent$462.00
Everything it costs to hold$1,312.75
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Locations North. Listing data provided by the Toronto Regional Real Estate Board.