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2026 Tiny Beaches Road S, Tiny, ON L0L 1P1

Investment
$1,295,000

Rarely Offered Commercially Zoned Waterfront Investment Opportunity (NO STR LICENSE REQUIRED) Located Within One Of Georgian Bay's Most Sought-After Beachfront Communities. Whether You Are A Savvy Investor Looking To Add A Strong Income-Producing Asset To Your Portfolio, A Multi-Generational Family Seeking The Ultimate Summer Retreat, Or A Buyer Looking To Capitalize On The Exceptional Flexibility, This Unique Property & Zoning Provide A Rare Opportunity. Enjoy Sandy Beachfront At Your Doorstep Paired With Incredible Western Exposure & Breathtaking Sunset Views, A Prime Waterfront Lot! This Impressive Property Showcases 6 Buildings Inclusive Of 5 Seasonal Cottages Plus A Year-Round Main Home Offering Multiple Residential Units. The Main Home Offers Approx 1,590 SqFt With 2 Sep Residential Units Inc A 1 Bed, 4-Pc Bath Unit & A 2 Bed, 3-Pc Bath Unit. The 5 Seasonal Cottages Consist Of: Cottage 1 - Approx. 479 Sq Ft - 2 Bed + Den, 3-PcBath; Cottage 2 - Approx. 453 SqFt 2 Bed + Den, 3Pc Bath; Cottage 3 - Approx. 506 SqFt - 2 Bed, 3Pc Bath; Cottage 4 - Approx. 549 Sq Ft - 2 Bed, 3Pc Bath; Cottage 5 - Approx. 510 SqFt - 1 Bed, 3-Pc Bath. Pride Of Ownership Is Evident Throughout These Well-Maintained Buildings. Some Units have updated paint and flooring. Located just 90 Mins From The GTA, approximately 30 mins to Barrie & Collingwood, And Minutes To Wasaga Beach Amenities, this is your chance to own a truly unique piece of commercial waterfront along the shores of Georgian Bay. Extras: Year-Round Main Home Furnace Approx. 6 Years Old & Main Home Hot Water Tank Approx. 5 Years Old. Each Seasonal Cottage Has Its Own Owned Hot Water Tank, With Cottage #5 Featuring A Larger Unit. Cottage #5 Includes A Stove While The Remaining Cottages Feature Hot Plates. Most Furnishings Are Negotiable, Offering A Potential Turnkey Opportunity For Investors Or End Users.

MLS number
S13239642
Type
Investment
Status
Active
Bedrooms
—
Bathrooms
—
Postal code
L0L 1P1
Photos
41
Property tax
$6,528 / year
99days · this listing
320days · this property (4 listings)

This home has been listed 4 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

320 days on the market across 4 listings
This listing shows 99 days on its own. The counter restarts each time a property is relisted, so the total above is how long it has actually been for sale. Time when it was off the market is not counted.

This address has been listed 4 times.

Sale history is for registered usersSee what this address sold for and when, across all 4 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,072 people.

$86,000Median household income
94.1%Own their home
99%Detached houses
54.8Median age
13.6%Born outside Canada
26%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35430969 — the few blocks around this address, home to 1,072 people. It describes the area, not this property.

1,072Population
49.4Average age
2.2Household size
$105,200Average household income
$86,000Median household income
94%Own their home
6%Rent
0%Condominiums
14%Born outside Canada
26%University degree
$740,000Average home value
9%Low income
90%Not in the labour force
18%Never married
$10,000 to $14,9991%
$15,000 to $19,9991%
$20,000 to $24,9992%
$25,000 to $29,9993%
$30,000 to $34,9991%
$35,000 to $39,9994%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9994%
$60,000 to $69,9994%
$70,000 to $79,9994%
$80,000 to $89,9995%
$90,000 to $99,9994%
$100,000 and over30%
$100,000 to $124,9999%
$125,000 to $149,9996%
$150,000 to $199,9997%
$200,000 and over8%

Percentages are of the 710 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$259,000 · minimum here is $104,500
$5,733.98per month
Borrowed before insurance$1,036,000
Total borrowed$1,036,000
Interest over 25 years at 4.5%$684,194

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$4,119.98per month out of pocket
Rent$2,158.00
Everything it costs to hold$6,277.98
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by CENTURY 21 B.J. ROTH REALTY LTD.. Listing data provided by the Toronto Regional Real Estate Board.