Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

139 Veterans Lane, Tay, ON L0K 2A0

3 beds · 2 baths · 1 kitchen · 6 rooms · 5 parking spaces · 1500-2000 sq ft · Detached
$674,900
Property tax
$2,520 / year

Top 5 Reasons You Will Love This Home: 1) Gorgeous 2-storey century home showcasing exceptional curb appeal with a classic brick and board and batten exterior, perfectly located in the heart of Victoria Harbour, just steps to the scenic Tay Trail, Queen's Cove Marina, McKenzie Beach, and local schools, while enjoying beautiful views of Georgian Bay right from the property 2) Thoughtfully updated to offer a seamless blend of contemporary finishes and historic charm, featuring original hardwood flooring throughout the main level, an inviting and versatile living space, a convenient main level primary bedroom with a walk-in closet, a modern 3-piece bathroom with a glass-walled shower, and main level laundry 3) Heart of the home presents a beautiful sunlit kitchen complete with heated ceramic tile flooring, sleek quartz countertops, a classic farmhouse sink, stainless steel appliances, a mosaic tile backsplash, and a functional centre island ideal for morning coffee and casual entertaining 4) Step outside to a private backyard paradise thoughtfully designed for sustainability and relaxation, featuring a massive 79'x187' lot with nine raised garden beds, including established strawberries, native wildflower gardens with echinacea and goldenrod, and a perennial sanctuary filled with culinary and medicinal herbs, including lavender, spearmint, chamomile, and lemon balm 5) Excellent parking accommodations for up to five vehicles, with a detached garage and a double-wide paved driveway, while the upper level offers a spacious multi-purpose den ideal for a home office or cozy sitting area, alongside two additional bright bedrooms and a second 3-piece bathroom highlighted by a beautiful clawfoot bathtub. 1,706 fin.sq.ft

MLS number
S13497194
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
L0K 2A0
Photos
24
78days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 4 times.

Sale history is for registered usersSee what this address sold for and when, across all 4 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Tay Shores Public School
Simcoe County DSB
Elementary400 m4.5 / 10
45% met the standard
St Antoine Daniel Catholic School
Simcoe Muskoka CDSB
Elementary1.3 km5.4 / 10
54% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Tay293 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$535k$611k$688k20252026this home’s asking price
$605klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
97%98%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d24d49d20252026
28dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in tay. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 724 people.

$85,000Median household income
87.3%Own their home
71.4%Detached houses
55.2Median age
3.9%Born outside Canada
18.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35430609 — the few blocks around this address, home to 724 people. It describes the area, not this property.

724Population
48.5Average age
2.3Household size
$107,000Average household income
$85,000Median household income
87%Own their home
13%Rent
5%Condominiums
4%Born outside Canada
18%University degree
$584,000Average home value
8%Low income
52%Not in the labour force
16%Never married
$15,000 to $19,9991%
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9993%
$45,000 to $49,9992%
$50,000 to $59,9996%
$60,000 to $69,9996%
$70,000 to $79,9997%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over29%
$100,000 to $124,99910%
$125,000 to $149,9999%
$150,000 to $199,9998%
$200,000 and over3%

Percentages are of the 445 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$134,980 · minimum here is $42,490
$2,988.31per month
Borrowed before insurance$539,920
Total borrowed$539,920
Interest over 25 years at 4.5%$356,573

If you rented it out

-$3,198.31per month out of pocket
Rent$0.00
Everything it costs to hold$3,198.31
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by FARIS TEAM REAL ESTATE BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.