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Lot 71 Whispering Pine Circle, Tiny, ON L9M 0C2

Vacant Land
$159,000
Property tax
$427 / year

Seller financing available OAC. 3/4 acre building lot located in the Toanche area of Tiny Township. Access to the water, a number of marinas, municipal park and rec. centre as well as an extensive network of trails are all close by. Build your lifestyle as well as your new home. Hydro and lot grading deposits have been paid. Lot levies and development charges will apply.

MLS number
S13508736
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
L9M 0C2
Photos
9
Laundry
Not in the unit
74days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 370 people.

$67,500Median household income
87.2%Own their home
90.9%Detached houses
58.8Median age
4.9%Born outside Canada
9.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35431335 — the few blocks around this address, home to 370 people. It describes the area, not this property.

370Population
52.9Average age
2.2Household size
$71,500Average household income
$67,500Median household income
87%Own their home
13%Rent
0%Condominiums
5%Born outside Canada
9%University degree
$552,000Average home value
9%Low income
16%Never married
$20,000 to $24,9992%
$25,000 to $29,9994%
$30,000 to $34,9992%
$35,000 to $39,9994%
$40,000 to $44,9994%
$45,000 to $49,9997%
$50,000 to $59,9999%
$60,000 to $69,9994%
$70,000 to $79,9994%
$80,000 to $89,9997%
$90,000 to $99,9994%
$100,000 and over24%
$100,000 to $124,9997%
$125,000 to $149,9997%
$150,000 to $199,9997%
$200,000 and over2%

Percentages are of the 225 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$31,800 · minimum here is $7,950
$704.02per month
Borrowed before insurance$127,200
Total borrowed$127,200
Interest over 25 years at 4.5%$84,005

If you rented it out

-$739.60per month out of pocket
Rent$0.00
Everything it costs to hold$739.60
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Georgian Bay Realty Ltd. Listing data provided by the Toronto Regional Real Estate Board.