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985 Cook Drive, Midland, ON L4R 0E4

3 beds · 2 baths · 1 kitchen · 6 rooms · 2 parking spaces · 1100-1500 sq ft · Laundry on the lower level level · Att/Row/Townhouse
$530,000
Property tax
$4,106 / year

END-UNIT TOWNHOME WITH A FULLY FENCED BACKYARD OFFERING LOW-MAINTENANCE LIVING & WALKABLE ACCESS TO SCHOOLS, SHOPS, & LITTLE LAKE! Step into effortless living in this 2015-built townhouse tucked into a tree-lined Midland community. From the moment you arrive, you are welcomed by a peaceful streetscape and charming curb appeal, while the attached garage, additional driveway parking, and direct interior access keep daily routines simple and efficient. Inside, the home immediately feels bright and open, enhanced by its end-unit positioning and extra west-facing windows that invite in natural light throughout the main living spaces. The mostly carpet-free interior features hardwood flooring across the living room and upper level, creating a clean, cohesive feel from top to bottom. The main floor is designed for connection, with an open layout that allows the living room, dining area, and kitchen to flow together seamlessly. A breakfast bar adds a casual gathering point, while the walkout to the backyard extends the living space outdoors, ideal for relaxed evenings or easy entertaining. A main floor powder room adds everyday practicality. Upstairs, three well-proportioned bedrooms offer comfortable, private spaces that adapt easily to family living, guests, or a home office, all served by a full 4-piece bathroom. The lower level provides an unspoiled basement with outstanding potential to be finished and tailored to your needs. Outdoors, the fully fenced backyard is a private extension of the home with a small deck, green space, and storage shed, with a side gate adding convenient access for daily use. All of this is set within walking distance to schools, shopping, restaurants, transit, Georgian Bay General Hospital, and the scenic trails and waterfront along Little Lake, placing everything you need right at your doorstep and making it easy to enjoy a balanced, connected lifestyle every day.

MLS number
S13532186
Type
Att/Row/Townhouse
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
L4R 0E4
Photos
16
Laundry
Lower Level level
68days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Georgian Bay District Secondary School
Simcoe County DSB
Secondary525 m6.2 / 10
62% met the standard · 2 of 6 measures
Monsignor Castex Separate School
Simcoe Muskoka CDSB
Elementary866 m6.4 / 10
64% met the standard
Bayview Public School
Simcoe County DSB
Elementary1.1 km5.6 / 10
56% met the standard
Mundy's Bay Elementary Public School
Simcoe County DSB
Elementary1.3 km5.8 / 10
58% met the standard
Huron Park Public School
Simcoe County DSB
Elementary2.4 km6.8 / 10
68% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 950 people.

$61,200Median household income
56.8%Own their home
44.9%Detached houses
46Median age
13%Born outside Canada
11.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35430574 — the few blocks around this address, home to 950 people. It describes the area, not this property.

950Population
45.1Average age
2.1Household size
$69,600Average household income
$61,200Median household income
57%Own their home
43%Rent
0%Condominiums
13%Born outside Canada
12%University degree
$496,000Average home value
21%Low income
90%Not in the labour force
28%Never married
$10,000 to $14,9994%
$15,000 to $19,9994%
$20,000 to $24,9996%
$25,000 to $29,9995%
$30,000 to $34,9995%
$35,000 to $39,9994%
$40,000 to $44,9994%
$45,000 to $49,9993%
$50,000 to $59,9996%
$60,000 to $69,9995%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over21%
$100,000 to $124,9998%
$125,000 to $149,9995%
$150,000 to $199,9995%
$200,000 and over3%

Percentages are of the 555 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$106,000 · minimum here is $28,000
$2,346.73per month
Borrowed before insurance$424,000
Total borrowed$424,000
Interest over 25 years at 4.5%$280,018

If you rented it out

-$2,688.89per month out of pocket
Rent$0.00
Everything it costs to hold$2,688.89
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX HALLMARK PEGGY HILL GROUP REALTY. Listing data provided by the Toronto Regional Real Estate Board.