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81 St Lawrence Street, Collingwood, ON L9Y 4Y3

4 beds · 4 baths · 1 kitchen · 14 rooms · 3 parking spaces · 2500-3000 sq ft · Detached
$1,795,000
Property tax
$8,083 / year

Enjoy one of the most exceptional sunset views on the west end of the coveted Sunset Point from your front deck and expansive windows in this two-storey home that boasts a detached garage with loft living above and a private yard- are just a few of the amazing features. An exceptional location in one of Collingwood's most coveted waterside neighbourhoods makes this a truly rare offering. Located in Sunset Point, the home offers direct access to Georgian Bay, the Georgian Trail, green space, Enviro Park, and is just steps to downtown Collingwood amenities. Inside, the home is warm, open, and filled with natural light. Soaring vaulted ceilings and expansive windows showcase breathtaking sunset views, while the stunning two-storey local stone fireplace anchors the living space with timeless character and a welcoming place to gather year-round. The updated kitchen blends style and function beautifully, and numerous upgrades completed over the past few years enhance the comfort, efficiency, and enjoyment of everyday living. Every detail reflects the relaxed sophistication this waterfront community is known for. A standout feature of the property is the detached garage with loft living above-an exceptional space for guests, extended family, or a private retreat. Beautifully appointed, it offers the comfort and feel of a luxury boutique hotel experience, with the ease of laneway access and private parking. The perfect blend of waterfront living with the convenience of walking distance to downtown restaurants and shops, the library, and the hospital. Having access to all amenities as well as the shores of Georgian Bay is a rare find. Book your private showing today.

MLS number
S13579304
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
4
Postal code
L9Y 4Y3
Photos
41
Laundry
Not in the unit
58days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Connaught Public School
Simcoe County DSB
Elementary879 m6.1 / 10
61% met the standard
Little House Montessori SchoolElementary1.4 kmNot reported
Our Lady of the Bay Catholic High School
Simcoe Muskoka CDSB
Secondary1.9 km7.1 / 10
71% met the standard · 2 of 6 measures
Admiral Collingwood Elementary School
Simcoe County DSB
Elementary2.3 km7.6 / 10
76% met the standard
National Ski AcademySecondary1.8 kmNot reported
Collingwood Collegiate Institute
Simcoe County DSB
Secondary2.3 km6.7 / 10
67% met the standard · 2 of 6 measures
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Collingwood484 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$750k$1.28M$1.82M20252026this home’s asking price
$853klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d29d59d20252026
30dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in collingwood. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,239 people.

$95,000Median household income
90.5%Own their home
91.1%Detached houses
64Median age
18.3%Born outside Canada
34.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35430870 — the few blocks around this address, home to 1,239 people. It describes the area, not this property.

1,239Population
57.4Average age
2Household size
$150,000Average household income
$95,000Median household income
91%Own their home
10%Rent
36%Condominiums
18%Born outside Canada
34%University degree
$936,000Average home value
7%Low income
16%Never married
Under $5,0001%
$15,000 to $19,9991%
$20,000 to $24,9992%
$25,000 to $29,9991%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9991%
$45,000 to $49,9993%
$50,000 to $59,9995%
$60,000 to $69,9994%
$70,000 to $79,9997%
$80,000 to $89,9994%
$90,000 to $99,9995%
$100,000 and over31%
$100,000 to $124,9998%
$125,000 to $149,9996%
$150,000 to $199,9997%
$200,000 and over9%

Percentages are of the 900 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$359,000 · minimum here is $359,000
$7,947.87per month
Borrowed before insurance$1,436,000
Total borrowed$1,436,000
Interest over 25 years at 4.5%$948,361

If you rented it out

-$8,621.45per month out of pocket
Rent$0.00
Everything it costs to hold$8,621.45
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Forest Hill Real Estate Inc.. Listing data provided by the Toronto Regional Real Estate Board.