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93 Silver Birch Crescent, Tay, ON L0K 1R0

3+2 beds · 3 baths · 1 kitchen · 7+3 rooms · 8 parking spaces · 1500-2000 sq ft · Detached
$1,499,900
Property tax
$6,104 / year

Top 5 Reasons You Will Love This Home: 1) Set on the prestigious Paradise Point peninsula, this exceptional waterfront retreat presents 115' of shoreline, breathtaking water views, and an expansive manicured lawn tucked away on a quiet cul-de-sac, creating an incredible sense of privacy and tranquility 2) Thoughtfully designed for unforgettable family gatherings and summer entertaining, the outdoor space features multiple gazebos, generous seating areas, a shallow family-friendly waterfront ideal for swimming, and a private dock ready for endless boating adventures on Georgian Bay 3) Beautifully designed kitchen serving as the heart of the home, offering generous countertop space, abundant storage, and seamless flow into the dining area, both perfectly positioned to capture stunning waterfront views throughout the day 4) Functional main level layout delivering effortless everyday living with three bedrooms and convenient laundry, while the bright sunroom opens onto a sprawling deck overlooking the water, creating the perfect setting for morning coffee or evening sunsets 5) Fully finished walkout basement extending the living space with a large recreation area, wet bar, two additional bedrooms, and direct backyard access, making it ideal for hosting guests, accommodating extended family, or enjoying year-round entertaining. 1,574 above grade sq.ft. plus a finished basement.

MLS number
S13580242
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
3
Postal code
L0K 1R0
Photos
45
56days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Port McNicoll — 80 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$392k$957k$1.52M20252026this home’s asking price
$505klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
94%97%100%20252026the asking price
99%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d17d35d20252026
17dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in port mcnicoll. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 944 people.

$71,500Median household income
88.2%Own their home
84.7%Detached houses
56.8Median age
10.7%Born outside Canada
13.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35431389 — the few blocks around this address, home to 944 people. It describes the area, not this property.

944Population
50.8Average age
2.1Household size
$89,600Average household income
$71,500Median household income
88%Own their home
12%Rent
0%Condominiums
11%Born outside Canada
13%University degree
$608,000Average home value
8%Low income
89%Not in the labour force
17%Never married
$15,000 to $19,9993%
$20,000 to $24,9991%
$25,000 to $29,9994%
$30,000 to $34,9993%
$35,000 to $39,9994%
$40,000 to $44,9994%
$45,000 to $49,9994%
$50,000 to $59,9997%
$60,000 to $69,9996%
$70,000 to $79,9998%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over24%
$100,000 to $124,99910%
$125,000 to $149,9995%
$150,000 to $199,9994%
$200,000 and over4%

Percentages are of the 560 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$299,980 · minimum here is $124,990
$6,641.23per month
Borrowed before insurance$1,199,920
Total borrowed$1,199,920
Interest over 25 years at 4.5%$792,450

If you rented it out

-$7,149.90per month out of pocket
Rent$0.00
Everything it costs to hold$7,149.90
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by FARIS TEAM REAL ESTATE BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.