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12 Lloyd Cook Drive E, Springwater, ON L0L 1Y3

3 beds · 4 baths · 1 kitchen · 7+2 rooms · 8 parking spaces · 2000-2500 sq ft · Laundry on the lower level level · Detached
$1,374,900
Property tax
$5,590 / year

Located in one of Springwater's most sought-after estate communities, this beautiful home offers the perfect balance of comfort, style, and privacy. Backing onto mature trees, the backyard is a true private retreat designed for both relaxation and entertaining. The inground pool has been updated with a new liner and pool cover creating a clean and modern outdoor space perfect for summer gatherings, lounging in the sun, or enjoying peaceful evenings surrounded by nature. Inside, the open-concept layout creates a warm and welcoming atmosphere. The custom wood kitchen features granite countertops and a breakfast bar, flowing seamlessly into the living and dining areas, highlighted by a stunning two-sided gas fireplace. Upstairs, the spacious primary bedroom includes a walk-in closet and a private 4-piece ensuite. Two additional generously sized bedrooms and an updated 4-piece bathroom complete the upper level. The professionally finished basement adds valuable living space and includes a 3-piece bathroom, ideal for guests, family, or recreation. A truly inviting home offering comfort, privacy, and resort-style outdoor living.

MLS number
S13592716
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
4
Postal code
L0L 1Y3
Photos
49
Laundry
Lower Level level
52days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Springwater425 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$786k$1.09M$1.39M20252026this home’s asking price
$979klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d24d49d20252026
29dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in springwater. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 2,996 people.

$159,000Median household income
90.9%Own their home
96.1%Detached houses
38.8Median age
25.7%Born outside Canada
30.6%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35430960 — the few blocks around this address, home to 2,996 people. It describes the area, not this property.

2,996Population
36.9Average age
3.4Household size
$187,600Average household income
$159,000Median household income
91%Own their home
9%Rent
0%Condominiums
26%Born outside Canada
31%University degree
$1,180,000Average home value
4%Low income
39%Not in the labour force
22%Never married
Under $5,000<1%
$15,000 to $19,999<1%
$20,000 to $24,9991%
$25,000 to $29,9991%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9991%
$45,000 to $49,9991%
$50,000 to $59,9991%
$60,000 to $69,9993%
$70,000 to $79,9992%
$80,000 to $89,9992%
$90,000 to $99,9992%
$100,000 and over42%
$100,000 to $124,9996%
$125,000 to $149,9996%
$150,000 to $199,99912%
$200,000 and over19%

Percentages are of the 1,560 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$274,980 · minimum here is $112,490
$6,087.76per month
Borrowed before insurance$1,099,920
Total borrowed$1,099,920
Interest over 25 years at 4.5%$726,408

If you rented it out

-$6,553.59per month out of pocket
Rent$0.00
Everything it costs to hold$6,553.59
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by CENTURY 21 B.J. ROTH REALTY LTD.. Listing data provided by the Toronto Regional Real Estate Board.