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73 Polish Avenue, Penetanguishene, ON L9M 1W8

3+1 beds · 3 baths · 1 kitchen · 9+4 rooms · 6 parking spaces · 1100-1500 sq ft · Detached
$869,777
Property tax
$5,422 / year

Welcome to 73 Polish Avenue in Penetanguishene, offering the perfect blend of country living with privacy and access to a private beach on beautiful Georgian Bay. This home and property is ideal for families seeking space, comfort, and a peaceful setting. The main floor features an open-concept kitchen, living, and dining area with quartz countertops and a large island, complemented by hardwood flooring and the convenience of main floor laundry. With 3+1 bedrooms and three bathrooms, including a primary bedroom with ensuite, there is plenty of room for a growing family. The fully finished basement adds valuable living space with a recreation room featuring a fireplace and walkout to the backyard, as well as a separate office or workout room-perfect for today's flexible lifestyle. Additional highlights include a back deck ideal for entertaining, a paved driveway, a double car garage with inside entry, and a generator hookup for added peace of mind. A fantastic opportunity to enjoy privacy, space, and access to Georgian Bay in a desirable location. What are you waiting for?

MLS number
S13597744
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
L9M 1W8
Photos
42
51days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Penetanguishene — 187 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$574k$725k$876k20252026this home’s asking price
$580klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%97%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d31d62d20252026
23dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in penetanguishene. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 408 people.

$85,000Median household income
96.7%Own their home
96.8%Detached houses
48Median age
7.9%Born outside Canada
18.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35431330 — the few blocks around this address, home to 408 people. It describes the area, not this property.

408Population
44.3Average age
2.6Household size
$110,000Average household income
$85,000Median household income
97%Own their home
3%Rent
0%Condominiums
8%Born outside Canada
19%University degree
$600,000Average home value
10%Low income
38%Not in the labour force
23%Never married
$20,000 to $24,9992%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9997%
$60,000 to $69,9997%
$70,000 to $79,9997%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over29%
$100,000 to $124,9997%
$125,000 to $149,9995%
$150,000 to $199,99915%
$200,000 and over5%

Percentages are of the 205 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$173,955 · minimum here is $61,978
$3,959.02per month
Borrowed before insurance$695,822
Default insurance premium, added to the loan$19,483
Total borrowed$715,305
Interest over 25 years at 4.5%$472,401

If you rented it out

-$4,410.85per month out of pocket
Rent$0.00
Everything it costs to hold$4,410.85
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Georgian Bay Realty Ltd. Listing data provided by the Toronto Regional Real Estate Board.