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3852 Muley Point Road, Ramara, ON L3V 6H7

4 beds · 4 baths · 1 kitchen · 13+4 rooms · 6 parking spaces · 2500-3000 sq ft · Detached
$1,449,000
Property tax
$7,253 / year

Welcome to 3852 Muley Point Road, a beautifully maintained 1 1/2-storey home offering 104 feet of pristine waterfront on a quiet, dead-end street with breathtaking south-facing views of Lake Simcoe. This spacious 4-bedroom home has it all. The main floor features a huge eat-in kitchen with a center island and walk-in pantry, a formal dining room, and a living room warmed by a wood-burning fireplace. A bright sunroom offers the perfect spot to soak in the water views year-round. The primary bedroom boasts a private 4-piece ensuite, while the rest of the main level offers an additional 2-piece bath and inside entry to the double attached garage. Upstairs, you'll find three more generously sized bedrooms, a convenient kitchenette with a dining nook, a 4-piece bathroom, and a versatile den. The finished basement adds even more living space, with a large recreation room, dedicated exercise room, 4-piece bathroom, and utility room. Step outside to an expansive deck overlooking the lake - ideal for entertaining or simply enjoying the scenery. This home has been extensively updated for worry-free living, with a whole-home generator (2025), propane furnace (2023), air conditioning (2020), an owned hot water tank (2023), Bell Fibe high-speed internet, UV water filtration, a water softener, and much more.A true pleasure to show

MLS number
S13634570
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
4
Postal code
L3V 6H7
Photos
96
Laundry
Not in the unit
41days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Ramara — 237 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$588k$1.03M$1.47M20252026this home’s asking price
$788klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d16d33d20252026
29dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in ramara. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,030 people.

$97,000Median household income
95.3%Own their home
96.4%Detached houses
52Median age
8.5%Born outside Canada
17.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35431241 — the few blocks around this address, home to 1,030 people. It describes the area, not this property.

1,030Population
46.9Average age
2.5Household size
$109,600Average household income
$97,000Median household income
95%Own their home
5%Rent
2%Condominiums
9%Born outside Canada
18%University degree
$932,000Average home value
5%Low income
75%Not in the labour force
23%Never married
$15,000 to $19,9991%
$20,000 to $24,9991%
$25,000 to $29,9992%
$30,000 to $34,9991%
$35,000 to $39,9992%
$40,000 to $44,9993%
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9997%
$70,000 to $79,9994%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over32%
$100,000 to $124,99913%
$125,000 to $149,9997%
$150,000 to $199,9997%
$200,000 and over5%

Percentages are of the 610 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$289,800 · minimum here is $119,900
$6,415.86per month
Borrowed before insurance$1,159,200
Total borrowed$1,159,200
Interest over 25 years at 4.5%$765,558

If you rented it out

-$7,020.28per month out of pocket
Rent$0.00
Everything it costs to hold$7,020.28
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX RIGHT MOVE. Listing data provided by the Toronto Regional Real Estate Board.