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4 Pinewood Drive, Tiny, ON L0L 2T0

3 beds · 1 bath · 1 kitchen · 5 rooms · 3 parking spaces · 1100-1500 sq ft · Detached
$1,950,000
Property tax
$6,070 / year

Here is a superb beachfront cottage, enjoying secluded privacy at Deanlea Beach on the shores of Georgian Bay in Tiny Township. This is a rare and highly desirable property, less than an hour and a half from the GTA. Fully modernized, this charming cottage is an outstanding example of the ideal beach summer location. At the end of Pinewood Drive in Deanlea Beach, there is virtually no traffic at this cottage. Ten solar panels significantly reduce the cost of electricity consumed at the cottage. Summer, sand and sunsets at the beach merge at this secluded cottage property situated at the end of Pinewood Drive on Deanlea Beach. The 3-bedroom seasonal cottage was upgraded in 2016 with a custom-built kitchen, new plumbing and wiring, flooring, drywall, bedroom soundproofing, and added insulation in floors, walls, and ceiling, and a new bathroom vanity and shower, and new kitchen appliances. An Armor stone retaining wall was added on the beach in 2019, providing high-water protection and a perfect 'sunset viewing room'. *For Additional Property Details Click The Brochure Icon Below*

MLS number
S13638034
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
1
Postal code
L0L 2T0
Photos
27
Laundry
Not in the unit
40days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Rural Tiny311 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$640k$1.31M$1.98M20252026this home’s asking price
$728klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d28d56d20252026
26dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in rural tiny. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 942 people.

$98,000Median household income
87.9%Own their home
95.2%Detached houses
56.8Median age
15.6%Born outside Canada
22.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35430970 — the few blocks around this address, home to 942 people. It describes the area, not this property.

942Population
50.4Average age
2.3Household size
$100,000Average household income
$98,000Median household income
88%Own their home
12%Rent
0%Condominiums
16%Born outside Canada
22%University degree
$860,000Average home value
6%Low income
75%Not in the labour force
18%Never married
$10,000 to $14,9991%
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9993%
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9993%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over32%
$100,000 to $124,9999%
$125,000 to $149,9998%
$150,000 to $199,9998%
$200,000 and over8%

Percentages are of the 595 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$390,000 · minimum here is $390,000
$8,634.18per month
Borrowed before insurance$1,560,000
Total borrowed$1,560,000
Interest over 25 years at 4.5%$1,030,253

If you rented it out

-$9,140.01per month out of pocket
Rent$0.00
Everything it costs to hold$9,140.01
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ICI SOURCE REAL ASSET SERVICES INC.. Listing data provided by the Toronto Regional Real Estate Board.