Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

22 Balsam Street, Tiny, ON L0L 1P1

3 beds · 1 bath · 1 kitchen · 9 rooms · 6 parking spaces · 700-1100 sq ft · Laundry on the main level level · Detached
$466,000
Property tax
$1,785 / year

Tucked away on a quiet street steps from Georgian Bay, 22 Balsam Street is a rare gem for cottage seekers, first-time buyers or retirees seeking accessible single-level, year round living. Offered at an unbeatable $466,000, this home is priced straight to the point for maximum value. Inside, the home delivers a warm and welcoming, stair-free layout. The main living space features attractive vaulted ceilings with exposed wooden beams, durable carpet-free flooring, and a classic wood-burning stove to keep winter nights cozy. Three bright bedrooms, an updated 4-piece bath, plus an over sized laundry/pantry, maximize every square foot. Two separate driveways and an attached garage offer parking for six vehicles-ideal for visitors or a trailer. The standout feature of this property is the manicured yard and mature gardens. It is so peaceful. *Think falling asleep in a hammock under a shady tree.* The outdoor space showcases vibrant flower beds and total privacy for morning coffees, gardening, fun yard games, or weekend barbecues. Living in Woodland Beach means joining a warm, friendly community where neighbors greet each other on afternoon walks. The clear waters of Georgian Bay are just a 5-minute stroll away, and the local general store and LCBO are around the corner for quick errands. Just 10 minutes to Wasaga Beach and an easy commute to Barrie or Midland, 22 Balsam Street offers unbeatable value, easy living, and genuine beachside charm. Live where people come to cottage! Come and fall in love with Woodland Beach.

MLS number
S13715652
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
1
Postal code
L0L 1P1
Photos
37
Laundry
Main Level level
17days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 4 times.

Sale history is for registered usersSee what this address sold for and when, across all 4 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Rural Tiny — 311 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$449k$899k$1.35M20252026this home’s asking price
$728klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d28d56d20252026
26dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in rural tiny. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,072 people.

$86,000Median household income
94.1%Own their home
99%Detached houses
54.8Median age
13.6%Born outside Canada
26%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35430969 — the few blocks around this address, home to 1,072 people. It describes the area, not this property.

1,072Population
49.4Average age
2.2Household size
$105,200Average household income
$86,000Median household income
94%Own their home
6%Rent
0%Condominiums
14%Born outside Canada
26%University degree
$740,000Average home value
9%Low income
90%Not in the labour force
18%Never married
$10,000 to $14,9991%
$15,000 to $19,9991%
$20,000 to $24,9992%
$25,000 to $29,9993%
$30,000 to $34,9991%
$35,000 to $39,9994%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9994%
$60,000 to $69,9994%
$70,000 to $79,9994%
$80,000 to $89,9995%
$90,000 to $99,9994%
$100,000 and over30%
$100,000 to $124,9999%
$125,000 to $149,9996%
$150,000 to $199,9997%
$200,000 and over8%

Percentages are of the 710 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$93,200 · minimum here is $23,300
$2,063.35per month
Borrowed before insurance$372,800
Total borrowed$372,800
Interest over 25 years at 4.5%$246,204

If you rented it out

-$2,212.10per month out of pocket
Rent$0.00
Everything it costs to hold$2,212.10
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Locations North. Listing data provided by the Toronto Regional Real Estate Board.