140 Cedar Island Road 109, Orillia, ON L3V 1T1
Utilities includedWater
Also includedParking · Building Insurance · Common Elements
- Maintenance fee
- $1,259 / month
- Property tax
- $6,077 / year
- Included in the fee
- Parking, Building Insurance, Common Elements, Water
Wake up to breathtaking, unobstructed views of Lake Couchiching from the comfort of your own home at the highly sought-after Elgin Bay Club. Perfectly positioned on the main floor, this exceptional waterfront condo offers approximately 1,600 sq. ft. of bright, thoughtfully designed living space where panoramic lake views take centre stage. Expansive windows frame the sparkling water from the main living areas, while walkout access allows you to step outside and fully embrace the beauty of the shoreline and ever-changing scenery.Featuring 2 spacious bedrooms plus a versatile den and 2 full bathrooms, this condo offers the perfect blend of comfort and functionality. The open-concept layout is flooded with natural light, creating an inviting space for relaxing or entertaining with Lake Couchiching as your backdrop. Freshly painted throughout the main living area, the home also offers generous in-suite storage for everyday convenience. Enjoy the ultimate waterfront lifestyle with your own private boat slip at the condo dock, providing direct access to Lake Couchiching whenever the mood strikes. Additional features include underground parking, a dedicated storage locker, and a secure, professionally managed building.Residents of Elgin Bay Club enjoy outstanding amenities, including a rooftop terrace with spectacular panoramic views of the lake and city skyline, along with a party room for entertaining family and friends.Rarely does an opportunity arise to own a condo where the lake is the focal point from so many rooms. Whether you're watching the sunrise over the water, enjoying the peaceful views throughout the day, or setting out for an afternoon on the lake, this is waterfront living at its finest in one of Orillia's most desirable lakefront communities. This condo offers immediate occupancy and a motivated seller!!!
- MLS number
- S13733332
- Type
- Condo Apartment
- Status
- Active
- Bedrooms
- 2
- Bathrooms
- 2
- Postal code
- L3V 1T1
- Photos
- 32
- Locker
- Yes — Owned (locker L41, level Parking)
- Laundry
- In the unit — In-Suite Laundry
- Included in the fee
- Parking, Building Insurance, Common Elements, Water
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
10 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Dining Room | 2.64 × 4.22 m | — |
| Bedroom 2 | 4.72 × 3.12 m | — |
| Bathroom | 3.25 × 1.68 m | 4 Pc Bath |
| Breakfast | 2.87 × 1.75 m | — |
| Living Room | 5.99 × 7.70 m | Fireplace |
| Den | 2.06 × 1.60 m | — |
| Office | 2.67 × 4.37 m | — |
| Primary Bedroom | 3.71 × 7.39 m | — |
| Bathroom | 2.67 × 3.43 m | 4 Pc Ensuite |
| Kitchen | 2.87 × 3.35 m | — |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Condo Apartment
- Style
- 1 Storey/Apt
- Class
- Residential Condo & Other
- Age
- 16-30
- Exposure
- South
- Community
- Orillia
- Municipality
- Orillia
- Cross street
- Front St S/Elgin St
Inside
- Bedrooms
- 2
- Bedrooms above grade
- 2
- Bathrooms
- 2
- Washrooms
- 1 on the main floor · 1 on the main floor
- Kitchens
- 1
- Rooms above grade
- 7
- Fireplace
- Yes
- Fireplaces
- 1
- Basement
- None
- Size
- 1400-1599
Building
- Construction
- Stucco (Plaster)
- Balcony
- Open
Parking
- Garage
- Attached
- Covered spaces
- 1
- Driveway spaces
- 0
- Total parking
- 1
- Features
- Underground, Reserved/Assigned, Private
Land
- Waterfront
- Yes
- View
- Water
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Gas
- Cooling
- Central Air
Condominium
- Fee
- $1,259 / month
- Fee includes
- Parking Included, Building Insurance Included, Common Elements Included, Water Included
- Pets
- Yes-with Restrictions
Features
- Property
- Beach, Clear View, Lake/Pond, Park, Waterfront, Marina
- Interior
- Auto Garage Door Remote, Primary Bedroom - Main Floor, Storage
- Exterior
- Patio, Year Round Living
Listing
- MLS number
- S13733332
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-09-01
- Expires
- 2026-11-30
- Possession
- 2026-09-18
- Taxes
- $6,077 (2026)
- Board
- Toronto Regional Real Estate Board
Listing history
This address has been listed 4 times.
Where this property is
Where this address sits, matched against open government data.
Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| Keystone Montessori School | Elementary | 715 m | Not reported |
| Lions Oval Public School Simcoe County DSB | Elementary | 1.2 km | / 10 58% met the standard |
| Monsignor Lee Separate School Simcoe Muskoka CDSB | Elementary | 1.3 km | / 10 65% met the standard |
| Orillia Christian School | Elementary | 1.6 km | Not reported |
| Regent Park Public School Simcoe County DSB | Elementary | 1.5 km | / 10 49% met the standard |
| St Bernard's Separate School Simcoe Muskoka CDSB | Elementary | 1.4 km | / 10 49% met the standard |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 858 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35431202 — the few blocks around this address, home to 858 people. It describes the area, not this property.
Percentages are of the 445 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.