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1449 Champlain Road, Tiny, ON L9M 0C1

4 beds · 2 baths · 1 kitchen · 7 rooms · 10 parking spaces · 1100-1500 sq ft · Detached
$1,090,970
Property tax
$3,941 / year

4-SEASON GEORGIAN BAY LIVING WITH 102 FT OF SANDY SHORELINE, A DETACHED GARAGE, GUEST BUNKIE, & BOAT LAUNCH! Your search for the quintessential Georgian Bay lifestyle ends here, with 102 feet of sandy shoreline, a 100-foot removable dock, a private boat launch, long summer days on the water, holiday weekends with a full house, and enough room for everyone to stay over. Set on just under half an acre, tucked back from the road, and framed by mature trees, this 4-season waterfront property includes a flagstone walkway, driveway parking for 8+ vehicles, a detached heated 2-car garage with laundry, and an attached heated and insulated bunkie featuring a large bedroom with a gas fireplace and a full bathroom for guests. The main cottage is full of charm, with warm wood finishes, vaulted ceilings, pot lights, radiant in-floor heat, a gas fireplace, multiple walkouts to the massive back deck, and big bay-facing windows that keep Georgian Bay front and centre from multiple rooms. White cabinetry brightens the kitchen, peninsula seating keeps the space connected, and the open-concept layout makes it easy to shift from quiet mornings to a house full of family and friends. Three bedrooms, a 4-piece bathroom, and a loft area for additional sleeping space give the cottage excellent flexibility, while the turn-key furnished interior means you can begin enjoying it right away. Tankless hot water heaters and UV filter systems in both the cottage and garage add another practical layer to the property. Spend your mornings exploring nearby trails, beaches, and Awenda Provincial Park, with Penetanguishene about a 15-minute drive away and Midland approximately 20 minutes away for shopping, dining, daily essentials, and the hospital. Whether you want a quieter year-round escape or a waterfront property that fills up fast on summer weekends, this #HomeToStay has the shoreline, guest space, and flexibility to do both well.

MLS number
S13737160
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
L9M 0C1
Photos
34
9days · this listing
446days · this property (10 listings)

This home has been listed 10 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

446 days on the market across 10 listings
This listing shows 9 days on its own. The counter restarts each time a property is relisted, so the total above is how long it has actually been for sale. Time when it was off the market is not counted.

This address has been listed 10 times.

Sale history is for registered usersSee what this address sold for and when, across all 10 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Rural Tiny — 311 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$652k$999k$1.35M20252026this home’s asking price
$728klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d28d56d20252026
26dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in rural tiny. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 462 people.

$86,000Median household income
88.6%Own their home
100%Detached houses
60.8Median age
13.3%Born outside Canada
19.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35431337 — the few blocks around this address, home to 462 people. It describes the area, not this property.

462Population
54.9Average age
2.1Household size
$109,000Average household income
$86,000Median household income
89%Own their home
11%Rent
0%Condominiums
13%Born outside Canada
20%University degree
$785,000Average home value
8%Low income
64%Not in the labour force
16%Never married
$20,000 to $24,9992%
$25,000 to $29,9993%
$30,000 to $34,9993%
$35,000 to $39,9992%
$40,000 to $44,9993%
$45,000 to $49,9992%
$50,000 to $59,9997%
$60,000 to $69,9995%
$70,000 to $79,9993%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over31%
$100,000 to $124,9998%
$125,000 to $149,9995%
$150,000 to $199,9998%
$200,000 and over7%

Percentages are of the 295 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$218,194 · minimum here is $84,097
$4,830.58per month
Borrowed before insurance$872,776
Total borrowed$872,776
Interest over 25 years at 4.5%$576,398

If you rented it out

Monthly rent starts from the median of recent 4-bedroom leases in Rural Tiny. Change it to anything you like.

-$2,284.00per month out of pocket
Rent$2,875.00
Everything it costs to hold$5,159.00
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX HALLMARK PEGGY HILL GROUP REALTY. Listing data provided by the Toronto Regional Real Estate Board.