Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

4295 Horseshoe Valley Road W, Springwater, ON L9X 1G1

4 beds · 2 baths · 1 kitchen · 10 rooms · 13 parking spaces · 2000-2500 sq ft · Laundry on the main level level · Detached
$949,000
Property tax
$3,787 / year

CENTURY HOME WITH ACREAGE, A POOL & A BARN BUILT FOR BIG PLANS! Nearly three acres of countryside frame this 2,300+ sq. ft. farmhouse, where the wraparound porch looks across working fields and the above-ground pool makes staying home all summer an easy choice. Exposed beams, tall original hardwood baseboards, detailed trim and beautifully aged doors give the main level genuine century-home character, complemented by thoughtful updates for modern living. The living room features a propane fireplace, while the separate family room gathers around a wood stove. A large formal dining room opens to an adjoining den, playroom or sitting area with an original built-in display cabinet offering both open shelving and enclosed storage. The main-floor 4-piece bathroom conveniently incorporates the laundry. Upstairs are four large bedrooms, including a primary bedroom with a walk-in closet. The second-floor 5-piece bathroom feels wonderfully indulgent with a freestanding clawfoot tub, dual vanity and separate shower. The timber barn offers impressive scale and a heated 28' x 16' shop with 60-amp service and a 9.5-foot ceiling, joined by a detached garage, small equipment shed and woodshed. The home is serviced by an artesian well with a jet pump, bladder tank and sand filter, and the stone foundation has been spray-foam insulated. From fireside winter evenings to pool days, porch sitting and projects in the shop, this property brings old-world craftsmanship into a country lifestyle that feels distinctly its own.

MLS number
S13738196
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
L9X 1G1
Photos
26
Laundry
Main Level level
11days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Springwater — 425 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$792k$931k$1.07M20252026this home’s asking price
$979klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d24d49d20252026
29dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in springwater. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 488 people.

$110,000Median household income
97.2%Own their home
100%Detached houses
45.6Median age
3.9%Born outside Canada
10%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35430954 — the few blocks around this address, home to 488 people. It describes the area, not this property.

488Population
42.5Average age
2.9Household size
$119,000Average household income
$110,000Median household income
97%Own their home
3%Rent
0%Condominiums
4%Born outside Canada
10%University degree
$860,000Average home value
5%Low income
55%Not in the labour force
23%Never married
$45,000 to $49,9992%
$60,000 to $69,9996%
$70,000 to $79,9994%
$80,000 to $89,9996%
$90,000 to $99,9994%
$100,000 and over39%
$100,000 to $124,99913%
$125,000 to $149,9999%
$150,000 to $199,99911%
$200,000 and over7%

Percentages are of the 270 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$189,800 · minimum here is $69,900
$4,201.97per month
Borrowed before insurance$759,200
Total borrowed$759,200
Interest over 25 years at 4.5%$501,390

If you rented it out

-$4,517.55per month out of pocket
Rent$0.00
Everything it costs to hold$4,517.55
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX HALLMARK PEGGY HILL GROUP REALTY. Listing data provided by the Toronto Regional Real Estate Board.