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731 Concession 15 W, Tiny, ON L9M 0H7

4+2 beds · 6 baths · 2 kitchens · 19+7 rooms · 9 parking spaces · 3500-5000 sq ft · Detached
$3,850,000
Property tax
$12,413 / year

A rare offering on the shores of Georgian Bay in Tiny Township, this extraordinary waterfront estate redefines luxury living with an unmatched blend of privacy, craftsmanship, and versatility. Set on nearly 2 acres w/approx 200 ft of pristine sandy shoreline, this remarkable property captures breathtaking sunsets and panoramic water views stretching toward Blue Mountains. Designed for those who value both connection and independence, the residence seamlessly incorporates two fully self-contained living spaces under one roof, creating an opportunity for multi-generational living, executive retreats, luxury guest accommodations, or an unparalleled family compound. From the moment you arrive, the setting evokes a sense of exclusivity. A mature forest canopy, circular driveway, and expansive grounds create a private sanctuary where the pace of life slows and the beauty of nature takes centre stage. Inside, timeless architectural details showcase exceptional quality throughout. Reclaimed timber beams, rich wood finishes, handcrafted stone fireplaces, and thoughtfully designed gathering spaces create a refined and welcoming atmosphere. Expansive windows frame spectacular waterfront vistas, filling the home with natural light and ensuring the views remain the focal point. With six bedrooms, seven bathrooms, multiple living and entertaining areas, finished lower-level spaces, and several walkouts to the outdoors, the home is designed to accommodate both intimate family moments and large-scale entertaining with ease. Step outside to discover a lifestyle few properties can offer. Spend your days swimming from the sandy beach, kayaking along the shoreline, hosting waterfront gatherings, or simply enjoying the serenity of your own private stretch of Georgian Bay. A legacy property in every sense, this is more than a waterfront home-it is a destination for generations to come, offering an exceptional opportunity to experience one of Ontario's most coveted waterfront settings..

MLS number
S13743116
Type
Detached
Status
Active
Bedrooms
6
Bathrooms
6
Postal code
L9M 0H7
Photos
38
Laundry
Not in the unit
9days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Rural Tiny311 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$602k$2.26M$3.91M20252026this home’s asking price
$728klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d28d56d20252026
26dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in rural tiny. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 838 people.

$77,500Median household income
85.1%Own their home
96.5%Detached houses
61.6Median age
18.4%Born outside Canada
25.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35430913 — the few blocks around this address, home to 838 people. It describes the area, not this property.

838Population
55.7Average age
2Household size
$94,400Average household income
$77,500Median household income
85%Own their home
15%Rent
3%Condominiums
18%Born outside Canada
25%University degree
$790,000Average home value
12%Low income
20%Never married
Under $5,0002%
$15,000 to $19,9992%
$20,000 to $24,9994%
$25,000 to $29,9993%
$30,000 to $34,9992%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9993%
$60,000 to $69,9996%
$70,000 to $79,9997%
$80,000 to $89,9997%
$90,000 to $99,9993%
$100,000 and over26%
$100,000 to $124,9998%
$125,000 to $149,9996%
$150,000 to $199,9995%
$200,000 and over6%

Percentages are of the 585 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$770,000 · minimum here is $770,000
$17,046.97per month
Borrowed before insurance$3,080,000
Total borrowed$3,080,000
Interest over 25 years at 4.5%$2,034,090

If you rented it out

-$18,081.38per month out of pocket
Rent$0.00
Everything it costs to hold$18,081.38
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Revel Realty Inc. Listing data provided by the Toronto Regional Real Estate Board.