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20 Pineshore Crescent, Tiny, ON L0L 2T0

4 beds · 3 baths · 1 kitchen · 10+2 rooms · 6 parking spaces · 1500-2000 sq ft · Detached
$899,888
Property tax
$3,039 / year

Welcome to 20 Pineshore Crescent, a spacious 4-bedroom, 3-bath home surrounded by mature trees in a peaceful Tiny Township community, complete with deeded access to a private Georgian Bay beach. Offering approximately 1,870 sq. ft. above grade, plus a generous lower level, this inviting home delivers plenty of room for family living, entertaining and four-season escapes. The impressive living room features soaring cathedral ceilings, warm wood flooring, expansive windows and a striking wood-burning fireplace. The kitchen and dining area open to a large rear deck, creating an easy connection to the private, tree-lined outdoor setting. A convenient main-floor 3-piece bath and attached double garage 2 car garage with remote for comfortable entry in all seasons complete this level. Upstairs are four bedrooms, including a spacious primary suite with a walk-in closet, charming bay-window seating area and private 3-piece ensuite, plus a 4-piece family bath. The lower level offers an expansive recreation room, laundry and utility areas, providing excellent additional space for games, hobbies, fitness or movie nights. Additional highlights include newer windows and exterior doors, natural gas heating, high speed cable connected an owned gas water heater and a generator for added peace of mind. Whether you are searching for a full-time residence or a four-season retreat, this welcoming home offers space, character and the relaxed Georgian Bay lifestyle-just moments from the beach.

MLS number
S13750520
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
L0L 2T0
Photos
39
4days · this listing
4days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Rural Tiny311 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$652k$999k$1.35M20252026this home’s asking price
$728klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d28d56d20252026
26dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in rural tiny. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,072 people.

$86,000Median household income
94.1%Own their home
99%Detached houses
54.8Median age
13.6%Born outside Canada
26%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35430969 — the few blocks around this address, home to 1,072 people. It describes the area, not this property.

1,072Population
49.4Average age
2.2Household size
$105,200Average household income
$86,000Median household income
94%Own their home
6%Rent
0%Condominiums
14%Born outside Canada
26%University degree
$740,000Average home value
9%Low income
90%Not in the labour force
18%Never married
$10,000 to $14,9991%
$15,000 to $19,9991%
$20,000 to $24,9992%
$25,000 to $29,9993%
$30,000 to $34,9991%
$35,000 to $39,9994%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9994%
$60,000 to $69,9994%
$70,000 to $79,9994%
$80,000 to $89,9995%
$90,000 to $99,9994%
$100,000 and over30%
$100,000 to $124,9999%
$125,000 to $149,9996%
$150,000 to $199,9997%
$200,000 and over8%

Percentages are of the 710 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$179,978 · minimum here is $64,989
$3,984.51per month
Borrowed before insurance$719,910
Total borrowed$719,910
Interest over 25 years at 4.5%$475,442

If you rented it out

Monthly rent starts from the median of recent 4-bedroom leases in Rural Tiny. Change it to anything you like.

-$1,362.76per month out of pocket
Rent$2,875.00
Everything it costs to hold$4,237.76
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by EXP REALTY. Listing data provided by the Toronto Regional Real Estate Board.