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2996 Moynes Road, Severn, ON L0K 2B0

3 beds · 2 baths · 1 kitchen · 8 rooms · 8 parking spaces · 700-1100 sq ft · Detached
$1,100,000
Property tax
$3,022 / year

Luxuriously renovated direct waterfront escape on the Severn River. Set in a peaceful and private setting, this beautifully upgraded waterfront 3-bedroom home offers panoramic Severn River views and direct access to the Trent-Severn Waterway. The main floor features smooth ceilings with pot lights, 7 ft solid core doors, central vac, and a bright living room with a striking picture window framing the river views. The elegant kitchen includes premium finishes, stainless steel appliances, gas stove, dishwasher, and wine cooler. The fully renovated basement offers in-law suite potential with a separate walk-out entrance, extra-wide sliding doors to the backyard, abundant natural light, and scenic views. Outdoor living includes a spacious wrap-around deck, separate patio, scenic waterfront boardwalk, aluminum and glass deck railings, and a new 8' x 67' boardwalk dock with 30-amp service. Approx 20' water depth to allow for large boats/yachts. Additional highlights include 200-amp service, separate 20' x 22' heated garage/workshop with 16' x 10' doors and approx. 12' ceilings, ideal for a hoist and car enthusiasts, RV parking with 50-amp hook-up, and a 16 kW Generac generator sufficient to run both the house and shop during a power outage. Complete with a water treatment system including iron system, UV light, softener, and reverse osmosis, fully landscaped grounds, paved driveway, new well pump and foot valve, and a freshly renovated driveway. High-speed internet via Cogeco or Starlink. Approximately 15min to Sparrow Lake and 45min to Lake Couchiching. Just 10 minutes to Washago and Highway 11, this remarkable property offers luxury, privacy, function, natural beauty, low property tax, and an extraordinary opportunity for year-round waterfront living or an elevated weekend retreat.

MLS number
S13752098
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
L0K 2B0
Photos
49
3days · this listing
227days · this property (3 listings)

This home has been listed 3 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

227 days on the market across 3 listings
This listing shows 3 days on its own. The counter restarts each time a property is relisted, so the total above is how long it has actually been for sale. Time when it was off the market is not counted.

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Rural Severn — 148 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$572k$841k$1.11M20252026this home’s asking price
$803klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
90%95%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d21d42d20252026
25dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in rural severn. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 754 people.

$85,000Median household income
89.4%Own their home
93.8%Detached houses
54Median age
9.5%Born outside Canada
17.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35431258 — the few blocks around this address, home to 754 people. It describes the area, not this property.

754Population
48.5Average age
2.3Household size
$101,600Average household income
$85,000Median household income
89%Own their home
11%Rent
0%Condominiums
10%Born outside Canada
17%University degree
$730,000Average home value
8%Low income
83%Not in the labour force
21%Never married
$10,000 to $14,9991%
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9993%
$30,000 to $34,9992%
$35,000 to $39,9991%
$40,000 to $44,9993%
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9994%
$70,000 to $79,9997%
$80,000 to $89,9998%
$90,000 to $99,9993%
$100,000 and over28%
$100,000 to $124,9998%
$125,000 to $149,9998%
$150,000 to $199,9998%
$200,000 and over5%

Percentages are of the 460 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$220,000 · minimum here is $85,000
$4,870.56per month
Borrowed before insurance$880,000
Total borrowed$880,000
Interest over 25 years at 4.5%$581,169

If you rented it out

Monthly rent starts from the median of recent 3-bedroom leases in Severn. Change it to anything you like.

-$2,134.40per month out of pocket
Rent$2,988.00
Everything it costs to hold$5,122.40
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by CENTURY 21 LEADING EDGE REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.