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2148 CHAMPLAIN Road, Tiny, ON L9M 0B1

4 beds · 3 baths · 1 kitchen · 11 rooms · 10 parking spaces · 2000-2500 sq ft · Detached
$899,000
Property tax
$2,622 / year

Discover the perfect blend of work and leisure in this charming, fully renovated cottage-style home, just steps from a beautiful sandy beach. Nestled on a desirable corner lot surrounded by mature trees and lush cedar hedges, this private retreat offers a seamless combination of relaxed coastal living and modern convenience. Spacious Living: 4 bedrooms plus a den, featuring luxurious masterbedroom ensuite closet with bathroom and main floor laundry. Plus 2 other bathrooms. Modern Kitchen: Bright and updated, equipped with premium stainless steel appliances. Cozy Ambiance: Styled with 2 gas fireplaces for year-round warmth and comfort. Expansion Potential: Includes a large attic ready to be converted into an additional bedroom with an ensuite, or a custom living space. Dedicated Work-From-Home Suite, Private Entrance & Driveway: A separate interlock driveway leads to a dedicated home office/bedroom setup. Architectural Charm: Features rustic cathedral ceilings adorned with modern LED lighting. Independent Comfort: Equipped with its own brand-new HVAC system for tailored climate control. Outdoor Living & Entertaining. Patio & Decks: Two large sliding glass doors open to 2 custom decks and a beautifully landscaped patio. Armour Stone Garden: Tiered stone gardens feature ambient lighting and interlocking pavers surrounding a built-in firepit. Detached Garage/Workshop: Includes a second driveway leading to a two-car garage with a light-filled storage room/studio that can easily be converted into an extra room. Modern Infrastructure: High-speed fibre optic internet. Municipal water and Enbridge natural gas. Paved public road access. Embrace the ultimate lifestyle where working from home meets year-round relaxation!

MLS number
S13758448
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
L9M 0B1
Photos
89
2days · this listing
52days · this property (2 listings)

This home has been listed 2 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

52 days on the market across 2 listings
This listing shows 2 days on its own. The counter restarts each time a property is relisted, so the total above is how long it has actually been for sale. Time when it was off the market is not counted.

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Rural Tiny — 311 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$652k$999k$1.35M20252026this home’s asking price
$728klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d28d56d20252026
26dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in rural tiny. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 594 people.

$69,000Median household income
92.7%Own their home
100%Detached houses
55.2Median age
17.2%Born outside Canada
8.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35431336 — the few blocks around this address, home to 594 people. It describes the area, not this property.

594Population
48.6Average age
2.3Household size
$92,000Average household income
$69,000Median household income
93%Own their home
7%Rent
0%Condominiums
17%Born outside Canada
9%University degree
$560,000Average home value
12%Low income
70%Not in the labour force
20%Never married
$15,000 to $19,9991%
$20,000 to $24,9993%
$25,000 to $29,9993%
$30,000 to $34,9991%
$35,000 to $39,9994%
$40,000 to $44,9996%
$45,000 to $49,9993%
$50,000 to $59,9998%
$60,000 to $69,99910%
$70,000 to $79,9994%
$80,000 to $89,9993%
$90,000 to $99,9993%
$100,000 and over24%
$100,000 to $124,99910%
$125,000 to $149,9996%
$150,000 to $199,9997%
$200,000 and over4%

Percentages are of the 355 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$179,800 · minimum here is $64,900
$3,980.58per month
Borrowed before insurance$719,200
Total borrowed$719,200
Interest over 25 years at 4.5%$474,973

If you rented it out

Monthly rent starts from the median of recent 4-bedroom leases in Rural Tiny. Change it to anything you like.

-$1,324.08per month out of pocket
Rent$2,875.00
Everything it costs to hold$4,199.08
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by CASMIR REALTY. Listing data provided by the Toronto Regional Real Estate Board.